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Old 10-23-2017, 05:01 PM   #21
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Originally Posted by bobandsherry View Post
From their FAQ:
What happens to my data if my subscription is cancelled or expires?
The Quicken Data Access Guarantee means that whether you renew your subscription or not, you'll always have full access to and ownership of your data. You can view, edit, export, and manually enter transactions and accounts for Deluxe and higher versions, even after your subscription ends*.
I believe when Quicken switched Canadian users to the one year subscription model last year their initial plan was to not allow any manual editing of data after the subscription expired but received too much negative feedback so backed off.
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Old 10-23-2017, 05:06 PM   #22
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Originally Posted by T-Minus View Post
In my research, I've found the YNAB (the old, non-subscription version) combined the features I found critical in Quicken, along with my spreadsheet budgeting functions. I've been working on a minimalist distilled version that I can use in Google Sheets. It's only got a few bare-bones features (budgeting, planning, balancing) that I consider important but, since I'm using Google Sheets, I can run it anywhere (iPad, Windows, Mac, Linux, Chromebook, etc.). Since I'm not developing it for anything other than my personal use, my budget categories are fixed for my needs. I haven't yet worked on any reporting or error checking, so there's a large degree of risk. That said, I've been running my 2nd alpha in parallel with my Quicken+Spreadsheet since Jul 1, and I'm starting to understand how it'll work over time. I'd considered switching to GnuCash, but there was a steep learning curve that I didn't want to deal with. It's really a shame that Intuit and then the recent owners of Quicken are trying to squeeze their customers so ruthlessly...
Thanks for sharing and appreciate your approach. I've thought about building out a spreadsheet approach myself. I've built spreadsheets for my entire career for budget and financials so it's not a big effort for me. But when I look at the time saved by having Quicken automatically download my transactional data and my updating my investment holdings and prices I figure even with the new subscription, it's still not a bad deal. With current deals it's about $50/yr. I don't like paying more than I need to, but I know I spend more than that foolishly on other things in a year.

People have complained that Quicken hasn't advanced the program as much as they like. I'm hopeful that with the new "subscription" model we may see that with "Cadillac" pricing they'll offer a "Cadillac" product.
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Old 10-23-2017, 06:10 PM   #23
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[QUOTE=dvalley;1953685]Dumb question since I haven't used Quicken or Money in almost 12+yrs...what do you get with Quicken that you don't with the free services like Personal Capital, Mint.com (both of which I've had for many years). They show transactions, they track networth, categories, budgets, bill pays, investment and retirement planning etc. Not to mention with the apps for IOS and Android I can access all the info from wherever I am.[/QUOTE]

I think many do not want financial info put into the "cloud". Quicken maintains the data locally.
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Old 10-23-2017, 06:22 PM   #24
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It's nice to see that the Mac version is available for all versions through Premier. In the past Inuit made very little effort to keep the Mac version up to date with Windows. Macs have never had the Quicken Lifetime Planner. It will be interesting to see if the 2018 Mac version now includes it.

No reviews on Amazon yet. It looks like it was just released today. Early reviews of new Quicken releases have been awful in the past because the software was typically very buggy until they released a few software patches. I'll be keeping an eye out for reviews as people begin to purchase it.

I would expect they will have a promotion in a month or so where they bundle it with Turbotax for a discount.
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Old 10-23-2017, 06:36 PM   #25
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I would expect they will have a promotion in a month or so where they bundle it with Turbotax for a discount.
I don't know if now that Quicken is separate from Intuit if they'll be so quick to bundle together. Guess we'll find out.
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Old 10-23-2017, 06:39 PM   #26
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I don't know if now that Quicken is separate from Intuit if they'll be so quick to bundle together. Guess we'll find out.
Good point - I forgot about that! Probably not going to happen if they are separate companies.
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Old 10-23-2017, 08:01 PM   #27
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Originally Posted by bobandsherry View Post
From their FAQ:
What happens to my data if my subscription is cancelled or expires?
The Quicken Data Access Guarantee means that whether you renew your subscription or not, you'll always have full access to and ownership of your data. You can view, edit, export, and manually enter transactions and accounts for Deluxe and higher versions, even after your subscription ends*. Access to online services, such as transaction download, quotes, and mobile sync, along with access to Quicken Support, will end if your subscription does. We’ll continue to let you know about product changes and enhancements within the Quicken product.

Thankfully, I do not use their online services. Basically just use it as a check register with good search and reporting tools. I've unplugged my computer for the internet and used Quicken (2016) so I am comfortable they will not shut off access to the data file even after they sunset the version I'm using. To do so, they'd have to do something like put a function in the program to shut down after a certain date. Possible, sure, but I can't see them doing that. We'll see. Anyway, I'm going to run the version I have as long as I can and hope for the best.

Generally, I agree with bobandsherry that the value is there. Quicken and Turbo Tax both provide a lot of value for the cost. Especially compared to having someone with the knowledge built into those programs do the work for you. I'm not opposed to paying for something, but Quicken, much like many other programs, has gotten to be so much more than I need that I don't want to upgrade any longer.
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Old 10-23-2017, 09:40 PM   #28
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"Membership" going forward rather than buying the software and billpay free only with Premiere or greater. Details and pricing....

https://www.quicken.com/content/quic...8-product-line
MS Money sunset edition is free and never expires. It's much better than Quicken. I have been using MS Money since 1989. Microsoft discontinued support in 2011 and provided the sunset edition for free (it never expires). My last version was Money 2007 before upgrading to the Sunset edition. I tried Quicken and did not like it and stayed with the Sunset edition. The Quicken data import did not work well and I was not about to throw away all my historical data.
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Old 10-24-2017, 06:26 AM   #29
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I will be buying the subscription, likely next month. I will be buying the Quicken Home, Business & Rental Property version, although I typically do not use the rental property features.

I use it to track register/account balances, send invoices, track rents owed/paid, produce business reports, search for transactions, etc. I always enter all my receipts, and reconcile every account.

I typically purchased it every year, but mostly from OEM companies at a discount. I did not ever want to get into a situation where I had data that was too old to upgrade to the next version. Or have a security issue.

Luckily, I can write it off...
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Old 10-24-2017, 06:52 AM   #30
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Does the new Quicken store your PERSONAL & financial info on the cloud? If so that is a show stopper for me. I like all my data Local.
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Old 10-24-2017, 07:22 AM   #31
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It's nice to see that the Mac version is available for all versions through Premier. In the past Inuit made very little effort to keep the Mac version up to date with Windows. Macs have never had the Quicken Lifetime Planner. It will be interesting to see if the 2018 Mac version now includes it.

No reviews on Amazon yet. It looks like it was just released today. Early reviews of new Quicken releases have been awful in the past because the software was typically very buggy until they released a few software patches. I'll be keeping an eye out for reviews as people begin to purchase it.

I would expect they will have a promotion in a month or so where they bundle it with Turbotax for a discount.
Pretty sure it won't have QLP. But they dangle the promise of new features if you subscribe.

I bought Quicken 2017 for Mac. I don't want to give Quicken my login credentials so I log into my credit union and download QFX files.

I try to import them into Quicken and there's an error. It won't work unless I enter my login.

It supposedly supports "web connect" or QFX and OFX files but I guess they want to make sure you use it in such a way that when it sunsets you will have to buy a new version.

I downloaded Bankivity trial and the same files import fine, without my having to give them my bank logins.
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Old 10-24-2017, 10:46 AM   #32
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Does the new Quicken store your PERSONAL & financial info on the cloud? If so that is a show stopper for me. I like all my data Local.
Not unless you activate the "Quicken Online" feature, in which case only some of the data is copied to the cloud. You don't need to use that option.

Regarding the Dropbox 5GB add-on, yes, you can add that to an existing account. I just did.
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Old 10-24-2017, 10:49 AM   #33
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While I will willingly give Microsoft ~$100 a year for access to Office, I'm going to find it hard to swallow giving Quicken $50 a year for a product that only has become worse with time.

I am definitely going to sit this one out until my current version sunsets, and then I will probably pony up (because, like some others here, I haven't found a good replacement).
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Old 10-24-2017, 10:58 AM   #34
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I will probably dump it in 2019 when mine expires and go back to the Abacas.
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Old 10-24-2017, 11:08 AM   #35
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Dumb question since I haven't used Quicken or Money in almost 12+yrs...what do you get with Quicken that you don't with the free services like Personal Capital, Mint.com (both of which I've had for many years). They show transactions, they track networth, categories, budgets, bill pays, investment and retirement planning etc. Not to mention with the apps for IOS and Android I can access all the info from wherever I am.[
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Originally Posted by rbmrtn
I think many do not want financial info put into the "cloud". Quicken maintains the data locally.
I can understand that...I work in IT security but unless the data at home lives on a computer that's not in any way connected to the network or the Internet there's no difference and likely less secure behind a consumer grade firewall, no intrusion detection system and potentially unencrypted data at rest. Also, Quicken is connecting and pulling data down from the banks hence the data is already out there. So while I get it I think the reality is quite the opposite
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Old 10-24-2017, 11:12 AM   #36
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There may be ways to manually get around the sunset issue by importing. For stock prices google finance portfolio has the option to download an OFX file. For transactions most financial sites have an option to download OFX files ( Schwab does not ) or CSV data files. there are conversion tool for CSV to QIF/OFX.
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Old 10-24-2017, 11:35 AM   #37
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While I will willingly give Microsoft ~$100 a year for access to Office, I'm going to find it hard to swallow giving Quicken $50 a year for a product that only has become worse with time.

I am definitely going to sit this one out until my current version sunsets, and then I will probably pony up (because, like some others here, I haven't found a good replacement).
I'm pretty much in the same boat. There's no single solution that does everything I use Quicken for, but from some research I did last year, I think I can replace the features I use with a combination of Mint and Personal Capital. I'll probably spend some time next year importing data into those and running in parallel to make sure the combo will work for us. That solution does store more data online and create more of a security risk though, so as usual there are pros and cons.

I might also be able to eliminate the need for Personal Capital if I can get our investment accounts consolidated to a single brokerage. We still have a few exercised stock options and ESPP shares that our former employers are requiring us to hold at their captive brokerages, but we're working on selling those slowly. If we accelerate that plan then we could close the extra accounts and just use the remaining brokerage's online tracking and reporting tools for our investment accounts and Mint for banking, credit accounts and categorizing spending.
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Old 10-24-2017, 01:11 PM   #38
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Anyone tried GNUCASH?
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Old 10-24-2017, 01:31 PM   #39
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FYI - Amazon has Quicken 2018 w/"Amazon exclusive 27 month membership" and also includes additional 15GB DropBox storage. There is also a 20% discount available if you shop with American Express Membership Reward Points (see info below). Pricing on Amazon:

Starter: $59.99 ($48.99 w/AMEX discount)
Deluxe: $89.99 ($71.99 w/AMEX discount)
Premier: $129.99 ($103.99 w/AMEX discount)
Home/Business: $159.99 ($127.99 w/AMEX discount)

I know, it kind of sucks to go to "membership" option, but honestly for as much as I use it, I'll pay it. Those who have found an alternative that works, great. However, I've tried all the others and they were missing something that I have found I need/want in Quicken.

Now for the details on the 20% off promo. Amazon is running a promotion through with American Express Membership Rewards. Use your American Express Reward Points and get 20% discount. Please note you do not (and I do not recommend) that you pay for your purchase entirely with points. You only need to apply some points, I applied 10 cents in points (14 points).

NOTE THAT THIS PROMOTION EXPIRES TODAY @ 11:59PM PT

Details here: https://www.amazon.com/b?node=17170797011
Yep, I hate "subscriptions" as much as the next guy, but I have a hard time believing people will jump through major hoops just to keep from paying $60 a year. I spent more than that taking the extended family out for ice cream last week and didn't even think twice. But, I get it. I'm not sure why something like this bothers me so much. I'll pay the ransom. I like Quicken too much to stop now.
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Old 10-24-2017, 01:49 PM   #40
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Yep, I hate "subscriptions" as much as the next guy, but I have a hard time believing people will jump through major hoops just to keep from paying $60 a year. I spent more than that taking the extended family out for ice cream last week and didn't even think twice. But, I get it. I'm not sure why something like this bothers me so much. I'll pay the ransom. I like Quicken too much to stop now.
Skip the ice cream, and you will lose weight too!

We're all going to have to get used to this. Marketing school has taught the execs that recurring revenue models is the way to go. "The Kids" take it in stride. It is "normal" to them. Us old codgers are the problem.

I will likely stay with Quicken for a while at least too. Look I do get a lot of value out of it. I could enter the stock prices manually and be OK, but is sure it convenient. I actually don't really use the download transaction feature. I used it for my dad's accounts, but not my own. I enter the transactions. It keeps me close to what is going on.

I thought a retirement project may be to play with gnucash, but I'm not so sure. I'm starting to just want to do anything else except programming, or anything that comes close to programming.
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