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Old 09-18-2020, 07:44 PM   #61
Recycles dryer sheets
Join Date: Nov 2018
Location: Vung tau
Posts: 118
Originally Posted by retire to nature View Post
Thank you for the reply.

This link is the right one. my research seemed like connecting to scam.

My lowest was $326, so it is reasonable cost. Still wanna lower if possible haha.

Thank you for the help.

Move overseas and it can and will be a LOT lower! I have a really great world-wide package with zero deductible and adequate coverage for about $2000 a year. Key clause - it excludes the USA! Our health care system in the USA is a mess.
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Old 09-19-2020, 10:38 AM   #62
Recycles dryer sheets
Join Date: Apr 2017
Location: Portland
Posts: 228
Originally Posted by CardsFan View Post
No disrespect to OP, But I am amazed at the number of health care persons we get here that have no clue how insurance works, apart from an employer, or what it costs. Like many (and me) they have/had employer coverage while working.
There's really no reason health care persons (providers) would understand the nuts and bolts of how insurance works anymore than other type of employees. They're providing medical care, totally separate from the insurance that helps pay for it. And our convoluted healthcare system makes things even more complicated. I work for an insurance company and truly the vast majority of insured people are clueless about how most of insurance works. My company used to offer an "insurance 101" training to incoming employees, to explain the difference between co-pay, co-insurance, deductible, MOOP, annual vs lifetime limits, etc. It's complicated!

Not to mention that to 'optimize' which insurance to buy practically requires advanced algebra and scenario modeling.
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