This is just what I did at the end of last year, moving a large blob of money from an actively managed stock fund (I had been in it since 1996) to a similar index fund. After 3 years of being off the subsidy train, I am back on it this year and my premium has dropped in half.
Thank you for the reply. I am having a bit confusion about your quote part. can you please explain a bit more this part?
I totally understood the rest of part. That's why we need an insurance. Why I was hesitated to have one was, because if we hook a insurance, it limits which doctors, facility etc.
Even though I sounded like the naive one here, but I think most people think healthcare is only all good side. In my opinion, it has been just turned out to be a business in the competed field. We have to bring more patients to make profit. As RN, we were educated to get reimbursement from government fund etc. We have not to make patient condition worsening of course. But it is not just the concern of patient health, it is because the boss would bug RNs for the possibility no reimbursement. Yes, RN is much more ethical job than car dealer, but it is a still a job to deal with a boss and stress.
All the health related commercials would say, if you take this it would help your health. But that could be toxic too. I ran into many patients were cured diabetes by loss of weight. Or after stopped taking many meds, the health got better etc.
my impression about health from my patients, they dont change themselves for their diet, habit, or mindset, but they think it has to be cured because they have insurance so doctors will take care of them. But it is nor real resolution, what doctors do is giving the med for temporary relief way.
I felt more this way from my last year. all my healthcare issue was from the stress due to my loss and after I visited dr one time, always have cycle to go back since I have the insurance. I know that is not necessary but everybody said you have the insurance why not way.