|
Replacement CC, Autopay already knows it
08-09-2020, 02:39 PM
|
#1
|
Thinks s/he gets paid by the post
Join Date: Dec 2014
Location: St. Charles
Posts: 3,891
|
Replacement CC, Autopay already knows it
This one puzzled me.
Citicard is upgrading cards for no contact use. Got my new one yesterday. New number (I knew this was coming from an email they sent).
I have one autopay set for this card, so I logged on to Netflix to change it.
Netflix already had the new card number on file.
Is this something new?
Spooky.
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
08-09-2020, 02:48 PM
|
#2
|
Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,155
|
Not new.
Similar to the situation where you have an autopay established for a card and it gets updated when the card's expiration date is reached. Nothing changes but the expiration date of the card, so the card company updates the recipient automatically. Note that this doesn't always happen, but it's common.
__________________
I thought growing old would take longer.
|
|
|
08-09-2020, 05:23 PM
|
#3
|
Recycles dryer sheets
Join Date: Dec 2008
Posts: 299
|
Quote:
Originally Posted by CardsFan
This one puzzled me.
Citicard is upgrading cards for no contact use. Got my new one yesterday. New number (I knew this was coming from an email they sent).
I have one autopay set for this card, so I logged on to Netflix to change it.
Netflix already had the new card number on file.
Is this something new?
Spooky.
|
Visa (and maybe MasterCard too) offers this service to merchants. If the merchant subscribes to the service, they will get the new number whenever any card they already have on file is replaced.
https://usa.visa.com/dam/VCOM/downlo...-merchants.pdf
|
|
|
08-09-2020, 05:43 PM
|
#4
|
Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,140
|
I had a card compromised and got a new one in the mail. It was my main bill-paying card. About half the vendors got the update automatically, and the other half I had to update. The CC company gave me a list of vendors I paid monthly that HADN'T been updated so I had an easy way to keep track. They only missed one vendor. (Water bill is paid every other month.)
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
|
|
|
08-09-2020, 07:15 PM
|
#5
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,304
|
Quote:
Originally Posted by thefinancebuff
|
What if I’m changing because a merchant won’t honor a request to cancel autopay?
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
|
|
|
08-09-2020, 09:05 PM
|
#6
|
Recycles dryer sheets
Join Date: Dec 2008
Posts: 299
|
Quote:
Originally Posted by jazz4cash
What if I’m changing because a merchant won’t honor a request to cancel autopay?
|
Then you should cancel that card, not just ask for a new number. If you still like the card program, you can make a new application.
|
|
|
08-10-2020, 09:15 AM
|
#7
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2008
Location: No fixed abode
Posts: 8,764
|
Quote:
Originally Posted by braumeister
Not new.
Similar to the situation where you have an autopay established for a card and it gets updated when the card's expiration date is reached. Nothing changes but the expiration date of the card, so the card company updates the recipient automatically. Note that this doesn't always happen, but it's common.
|
Interesting. I haven't experienced that. That would make things a lot easier.
Contrariwise, DW set up an autopay donation for the ASPCA on a Discover card that had the number changed about 2 years ago. The ASPCA doesn't have an easy method of updating the card information. You have to call them, which I find annoying so I didn't do it. So we started getting a notification from Discover that there was a charge against the old number, but that they'd pay it this time. I figured I'd just wait until they stopped paying it and it would go away. Well, we still get that notification every month, and they're still paying it. Very weird, IMO.
__________________
"Good judgment comes from experience. Experience comes from bad judgement." - Anonymous (not Will Rogers or Sam Clemens)
DW and I - FIREd at 50 (7/06), living off assets
|
|
|
08-10-2020, 12:42 PM
|
#8
|
Thinks s/he gets paid by the post
Join Date: May 2016
Location: Mid-Atlantic
Posts: 2,642
|
I don't know if I like that...not for security reasons, as those companies already have my CC info anyway. I don't like it because entering the info for a new card is how I memorize it when my account number changes!
__________________
-Looking to FIRE in the mid-2020s, which would be our mid-50s.
|
|
|
08-10-2020, 01:41 PM
|
#9
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2012
Posts: 11,701
|
Quote:
Originally Posted by thefinancebuff
Then you should cancel that card, not just ask for a new number. If you still like the card program, you can make a new application.
|
Ouch. That's a credit report hit. Not sure you want to go there?
How about just disputing the charge with the credit card company?
__________________
Retired Class of 2018
|
|
|
08-10-2020, 02:44 PM
|
#10
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2004
Location: Laurel, MD
Posts: 8,304
|
Quote:
Originally Posted by JoeWras
Ouch. That's a credit report hit. Not sure you want to go there?
How about just disputing the charge with the credit card company?
|
Well maybe but that’s why I think credit scores are a scam. Thankfully one card closed at my request won’t affect me. I’ve never let a credit score dictate my actions.
__________________
...with no reasonable expectation for ER, I'm just here auditing the AP class.Retired 8/1/15.
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|