Retiring with children - dependent Soc Sec

[wolf]

Me again. I think someone mentioned this. I collected SS at 62. 2 Children collected.
Wife collected a benefit too. For a few months.
This part is weird. That is why you have to have an appointment with SS. Talk to experienced person.
Depending on wife's "age", she might collect a $ benefit. Forgot about this.

 

[DireWolf]

I wonder if those doing this could take at 62 and get all the family benefits along with it, and then at FRA pay back just your own benefits and get the FRA PIA going forward? (Or are they wise to this, and you’d have to pay back the family benefits too)