Revelation of the day?

[Mulligan]

I had always thought of my HSA as an account to save for my health. But a poster on Boglehead woke me to reality. Money is fungible, so you are not using an HSA for your health, you are using it solely for the tax deduction. I am not too impressed with my HSA investment costs or currently the interest being paid. However, I am saving all medical receipts, so in essence I will use my HSA as an emergency fund when it builds up so I can invest more with my other money and not leave so much in my savings account. Hopefully this will not be needed then I will use it to pay for medicare and old age maladies that may require medical attention.