Wife turns 50 this year. We are wondering if she has to be 50 or if it is the year that she turns 50 she is eligible to send the extra 1K. We want to send in the 7K all at once for her soon unless it is strictly by age and not the year in which you become 50. I am already passed 50 so no question for me. We are just trying to maximize savings and do it all at once if possible. Thanks for you consideration. Best.
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