Roth conversion question - I'm confused
After running i-ORP, results say I should convert as much as $80k per year until all of our t-IRA is converted.
But when I run calculators to determine whether converting is in our best interest financially long-term every one of them say no.
I also read that when your future tax rate is significantly lower than current it doesn't make sense to convert. We're currently at about 33% and future is estimated to be 15% since we have 60% of our investments in after after tax investments.
Am I missing something in my analysis of whether we do conversions or not?
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