Originally Posted by ncbill
So what is the expense ratio for the funds in the account?
Here is what the robot gave me for equity investments:
Schwab Emerging Markets Equity ETFâ„˘ SCHE
Schwab Fundamental Emerging Markets Large Company Index ETF FNDE
Schwab Fundamental International Large Company Index ETF FNDF
Schwab Fundamental International Small Company Index ETF FNDC
Schwab Fundamental U.S. Large Company Index ETF FNDX
Schwab Fundamental U.S. Small Company Index ETF FNDA
Schwab International Equity ETFâ„˘ SCHF
Schwab International Small-Cap Equity ETFâ„˘ SCHC
Schwab U.S. Large-Cap ETF SCHX
Schwab U.S. REIT ETFâ„˘ SCHH
Schwab U.S. Small-Cap ETF SCHA
Vanguard Global ex-U.S. Real Estate Index Fund ETF Shares VNQI
You can look up the expenses as you like, but I think they are all low cost funds. The portfolio had some home country bias: around 60% US/40% international.
As I said, I closed the account out of boredom and because keeping track of so many funds comprising just $100K was a pain. The portfolio did underperform my standard two-fund benchmark but not by much and that difference is probably attributable to slightly different sector allocations. So I don't hate the robot. He just didn't do anything special for me. I'm sure this is a fine option for some.