Schwab Roth IRA Conversion Calculator

[bks]

Schwab has a Roth IRA Conversion Calculator at below link:

Roth IRA Conversion Calculator | Converting an IRA | Schwab

Based on my inputs it did not generate much difference in growth of either the converted amount and leaving it in the TIRA.

 

[harley]

I took a quick look at this, and it doesn't seem robust enough to really be helpful. I have my reasons and my strategy for converting, and they don't fit within the calculator parameters. Also, I put in my income as $75K just to have a number, and it did the calculations as if all of my income would be taxed at 25%. I just don't see this as having any real life application.