- Joined
- Oct 13, 2010
- Messages
- 10,735
From what I've been able to discern, it would be possible for me to open a second HSA account for DW, which would allow me to put in an additional $1,050 per year. But I just had a thought...would that mean only she could utilize those funds? If that's so, then it's certainly not something I'd like to do...not only would it increase the book-keeping effort (right now, it all goes into one spreadsheet and the paperwork goes into one folder, no matter if it's my HSA eligible expense or hers), it also would make it so if one of us needed more health care than the other, only 'half' of the funds would be available. My plan is to keep it to pay Medicare part B, so in that case, it wouldn't matter, but I'd rather not get boxed-in for an additional few bucks on taxes now. Sound about right?