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Second Quarter 2009 investment results
07-01-2009, 09:24 AM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Second Quarter 2009 investment results
Is anyone else pleasantly surprised by their quarterly investment performance? How did you folks do in the second quarter of 2009? What is your asset allocation currently?
For reference, the Vanguard S&P 500 Index fund is up 16.0% for the quarter. the VG Total Market Index fund is up 16.9%. The VG Total International Index fund is up 27.3%. The VG Total Bond Market Index is up 1.7%.
I'll be the first to share. My total portfolio is up 25.9% for the quarter. This is with a portfolio that is virtually 100% equities, equally split between US and International, with a tilt towards small and value, plus some REITs.
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07-01-2009, 09:35 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Dec 2007
Posts: 4,764
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My 100% equities account is similar to yours. It was up 22.9%. Im basically indifferent. Specially after the 1st quarter slaughter and last year.
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07-01-2009, 09:37 AM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Let's not talk about 2008 and 1Q 2009. Try to keep it a positive thread...
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07-01-2009, 09:40 AM
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#4
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Thinks s/he gets paid by the post
Join Date: Dec 2007
Posts: 4,764
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Quote:
Originally Posted by FUEGO
Let's not talk about 2008 and 1Q 2009. Try to keep it a positive thread...
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Right! My bad.
We kicked butt! High fives all around whoo whoo!
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07-01-2009, 11:23 AM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Heck yeah! Woo hoo! Unless you are someone who got scared around March and lowered your equities allocation.
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07-01-2009, 11:25 AM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Up until early March, the market took care of lowering the equities allocation on its own...
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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07-01-2009, 11:29 AM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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That's funny, my equities allocation stayed at 100% the whole way down.
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07-01-2009, 11:56 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Location: Silicon Valley
Posts: 1,812
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Looking at my Vanguard investments, profits I have made this year have wiped out my losses going back to October 2008. However, I still have losses from June thru to September to offset before I get back to a break even position.
__________________
I be a girl, he's a boy. Think I maybe FIRED since July 08. Mid 40s, no kidlets. Actually am totally clueless as to what is going on with DH.
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07-01-2009, 11:56 AM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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Dang tables...
Current allocation:
Asset | % | |
---|
cash | 9.26% | | bonds | 36.25% | | stocks | 42.04% | | re | 7.51% | | comm | 4.95% | |
Quarterly results:
Period | % |
---|
1Q08 | 1.17% | 2Q08 | -0.68% | 3Q08 | -12.28% | 4Q08 | -14.28% | 1Q09 | -4.46% | 2Q09 | 13.16% |
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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07-01-2009, 01:28 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,305
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The good news: We're up 13.0% vs 1st Qtr!
The bad news: We're still down 15.3% from our peak net worth 7 quarters ago.
But I haven't lost a minute of sleep yet, adjusted AA today putting more cash to work, all in good time...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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07-01-2009, 01:36 PM
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#11
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Thinks s/he gets paid by the post
Join Date: Dec 2007
Posts: 4,764
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Quote:
Originally Posted by FUEGO
That's funny, my equities allocation stayed at 100% the whole way down.
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Me too. Thats why we aren't talking about the year that must not be named.
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07-01-2009, 02:52 PM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Quote:
Originally Posted by Midpack
The good news: We're up 13.0% vs 1st Qtr!
The bad news: We're still down 15.3% from our peak net worth 7 quarters ago.
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This quarter marked a new high for my net worth and a new low for my liabilities (since I started tracking in 2004 after graduating college). Things are looking good...
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07-01-2009, 03:03 PM
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#13
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Moderator Emeritus
Join Date: May 2007
Posts: 12,901
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Up 15.5% for the quarter. AA is about 55/45. Net worth and portfolios at all time highs.
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07-01-2009, 03:07 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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It's nice to see a lot of green numbers for a change.
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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07-01-2009, 06:30 PM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2008
Location: East Nowhere, 43N Latitude, NY
Posts: 9,037
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Jan 09 40/60 AA
Jun 09 45/55 AA, YTD +7.5%
__________________
"All our dreams can come true, if we have the courage to pursue them." - Walt Disney
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07-02-2009, 10:44 AM
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#16
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,015
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Quote:
Originally Posted by DangerMouse
Looking at my Vanguard investments, profits I have made this year have wiped out my losses going back to October 2008. However, I still have losses from June thru to September to offset before I get back to a break even position.
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Same here.
Current AA is 64/36
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07-02-2009, 10:57 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,154
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Retirement Performance (ROI) of retirement portfolio (rebalanced on Jan 15 2009 to 55% stocks, 45% bonds+cash) —
Q2 2009: +15.7%
1st half 2009 (Q1 and Q2): +8.43%
Audrey
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07-02-2009, 11:50 AM
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#18
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Jalisco, Mexico
Posts: 1,747
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quick question - are any of you still contributing to your portfolios, and if so how are you accounting for that in determining your ROI?
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07-02-2009, 12:02 PM
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#19
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Quote:
Originally Posted by dixonge
quick question - are any of you still contributing to your portfolios, and if so how are you accounting for that in determining your ROI?
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I'm still contributing. I use the Beardstown methodology.
Actually, I use this equation: [ (end val - contribs) / begin val ] - 1
Not exact, but close enough for internet forum browsing. Accurate within a few tenths of a percent on average since my intraquarter contibutions are a rather small percentage of the total portfolio value.
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07-02-2009, 01:04 PM
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#20
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Thinks s/he gets paid by the post
Join Date: Mar 2008
Location: Jalisco, Mexico
Posts: 1,747
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So theoretically if I began this quarter with 18, contributed an additional 16, and ended the quarter with 40, then ( (40-16) / 18) -1 = 33% ROI ?
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