Thanks everyone! We do have an Ally account. We also have been banking with NFCU since the time when the only way you could become a member was to join overseas (GTMO 1989).
For now this money is going to go in to an on-line savings account until SHE can wrap her head around what SHE wants to do with it!
If she divorces me over it, we've accumulated more than enough together thru 37 years of marriage that I will be just fine.
Thanks again for your inputs.
Mike