Thank you for the advice!
As far as ROTH IRAs and 403b's, when is the deadline for each?
If I start contributing now, I BELIEVE I have BEFORE April Tax Day to contribute to 2020 ROTH IRA, then after the Tax Day contribute to 2021.
As far as the 403b, the Deadline is Dec 31, so I can only start contributing to 2021.
Is this correct?
Finally, with extra savings after maxing a 403b and a Roth IRA, is it wise to open up a regular brokerage account to put in extra savings? Or put it somewhere else?