Before talking to my SE 401(k) plan administrator, I wanted to get some advice from folks who might have dealt with this... or a similar issue.
I am the sole employee of my own my own S Corp. Though DW has been assisting with the business, we've had a single 401(k) contributor account in my name. Single W-2, filing jointly. This is current state.
Now, because of the
ACA plan choices in my neck o' the woods, I've been advised to get DW officially
on the payroll so that we will be eligible to shop (more choices and better quality) group plans for 2018.
So for 2017, DW and I will have separate W-2s. Will this have any impact on the current SE 401(k) configuration? Will we be required to create a separate 401(k) employee account for DW?