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Old 05-16-2017, 11:05 PM   #121
Recycles dryer sheets
Join Date: Nov 2016
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Originally Posted by razztazz View Post
What existed before gov did anything was a disgrace that lacked a right to exist except it was profitable.
Look at the history of disease care costs. It started rising when "health insurance" started paying for more care and skyrocketing in the '60s when gov't became a payer. Plenty of links on the web for it.

BTW, the only way I can see out of the current mess is complete government-provided single payer for all of us, not just the lucky 1/3. The only reason I can think of why that wasn't ACA is who profited from it being otherwise.
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Old 05-19-2017, 10:39 PM   #122
Recycles dryer sheets
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Join Date: Jun 2008
Location: Redmond
Posts: 259
Originally Posted by Maenad View Post
I've been trying to figure out how to reply to the accusations of retiring in one's 40s being "too young" and that I just want to mooch off of others.

If I wanted criticism I have plenty of places in the "real world" to find it. I come here for encouragement, enthusiasm, and support on my journey. For the most part I've found it. But I am a real person behind these pixels, and it's hurtful to come to a place I thought was supportive and find more of the same "you're too young" b.s.

I've worked long and hard for this. I've sacrificed for this. I can accept what is out of my control, but I also am allowed to be upset when it negatively affects my plans.
I too have found these accusations of "mooching" very offensive. I have really enjoyed the wealth of knowledge and support on this forum and hate the thought of losing that.
Retired in 2014 at 45.
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Old 05-22-2017, 07:58 PM   #123
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Join Date: Oct 2012
Location: Reno
Posts: 1,058
I suspect many responses reflect the responder's insecurities and yes I think most on the board assume ER in late 40's/50's as more the "norm." The longer the retirement, the more risk, that can be managed by a lower SDR or part-time work, etc.

I think the OP's plan of part-time work and income (i.e., "Partial Fire") can work. I know I'm still working part-time, so pulling from retirement assets will probably occur at 61/62 rather than the 57 I originally considered when moving to Reno.
I would be worried about health care, and 35K does sound low for New Hampshire, without a paid-for house. I understand the point about outdoors recreation, since I hike and flyfish (but also ski--a year pass is $459 here).

Originally Posted by pullmyfinger View Post
I too have found these accusations of "mooching" very offensive. I have really enjoyed the wealth of knowledge and support on this forum and hate the thought of losing that.
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