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Went into CS office today. The salesman looked over my current portfolio and asked me why I was paying someone for such a boiler plate index portfolio. Same question I've gotten from this forum.
Meeting with current advisor tomorrow morning with 90% chance of firing him. Why the 10% chance. If he can convince me of the value he provides, other then not having to be active in my investment decisions.
Looking at this picture, I can tell that you are FAR away from the center of the fairway and the short grass (where you want to be). Seems like a good analogy for your current FA situation: you're FAR away from where you want to be, in the center of the investing 'fairway' where the short (no) fees are.
__________________ You may be whatever you resolve to be. 100% x 10% > 10% x 100%
Small pensions & SS cover essentials
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