Vacation4us
Full time employment: Posting here.
- Joined
- Oct 5, 2018
- Messages
- 530
I have multiple retirement accounts. 2 Roth accounts, one at Ameritrade, one at fidelity. An old employer account that was with Fidelity and I did move that account to a Fidelity IRA. My assets with Fidelity only totals about 100k.
My Ameritrade Roth has another 100k. My largest account is with my former employer Kaiser at Vanguard and hold about 820k.
All my retirement accounts combined are just over 1 million. Honestly I am not as familiar with Fidelity as I am with Vanguard but the thought of having all my retirement assets in 1 place is appealing. I currently have about 400k in a MM account in Vanguard that only earns 1.75 percent. Threads on buying individual bonds with this portion of my accounts has peaked my interest to make a move.
Would you do it?
Should I meet in person with a Fidelity advisor? Will they help me consolidate all the accounts and walk me through self directed options. I have no desire to pay a 1 or 2 percent fee for constant hand holding.
For those of you that use Fidelity please share as much as you are willing to. Specific funds, like SP 500, or Total Stock market funds. Plan is for a 60/ 40 portfolio going forward. Previously 80/20 but in bond index funds, Wellington, TS, some foreign funds.
My Ameritrade Roth has another 100k. My largest account is with my former employer Kaiser at Vanguard and hold about 820k.
All my retirement accounts combined are just over 1 million. Honestly I am not as familiar with Fidelity as I am with Vanguard but the thought of having all my retirement assets in 1 place is appealing. I currently have about 400k in a MM account in Vanguard that only earns 1.75 percent. Threads on buying individual bonds with this portion of my accounts has peaked my interest to make a move.
Would you do it?
Should I meet in person with a Fidelity advisor? Will they help me consolidate all the accounts and walk me through self directed options. I have no desire to pay a 1 or 2 percent fee for constant hand holding.
For those of you that use Fidelity please share as much as you are willing to. Specific funds, like SP 500, or Total Stock market funds. Plan is for a 60/ 40 portfolio going forward. Previously 80/20 but in bond index funds, Wellington, TS, some foreign funds.