newtoseattle
Recycles dryer sheets
This is one of those silly questions I've researched and think I understand, but want to double check.
I'm an index investor and mostly in the total stock market vanguard funds. I'm thinking about "cash flow" once I retire and want to make sure I understand dividends. I get the "total returns" idea, but think it'd be nice to have dividends distributed once retired as sort of a simple "income" - aka I don't have to sell shares, etc...
Are they based on the number of shares you own rather than a % of the stock's worth? So if there is a stock market crash then unless the companies decrease dividends, the actual % would in a sense increase?
Are there any charts showing dividend yields and overall market value?
I guess I'm thinking that right now the approx 2% yield of the total stock market is a little low historically. So if I consider that somewhat of a income stream then even if market crashes, the actual $ distributed wouldn't necessarily drop a ton?
thank you all...
I'm an index investor and mostly in the total stock market vanguard funds. I'm thinking about "cash flow" once I retire and want to make sure I understand dividends. I get the "total returns" idea, but think it'd be nice to have dividends distributed once retired as sort of a simple "income" - aka I don't have to sell shares, etc...
Are they based on the number of shares you own rather than a % of the stock's worth? So if there is a stock market crash then unless the companies decrease dividends, the actual % would in a sense increase?
Are there any charts showing dividend yields and overall market value?
I guess I'm thinking that right now the approx 2% yield of the total stock market is a little low historically. So if I consider that somewhat of a income stream then even if market crashes, the actual $ distributed wouldn't necessarily drop a ton?
thank you all...