SumDay
Thinks s/he gets paid by the post
- Joined
- Aug 9, 2012
- Messages
- 1,862
DH's IRA & SEP are at Vanguard, and he enjoys Flagship status there. My 401(k) with my now former employer are at Transamerica. Fees are OK, and fund selection is actually pretty good. I just hate their customer service, and I have to manually download my account info into Quicken as their site doesn't support such complicated things.
I'm considering rolling over my 401(k) to Vanguard which will hopefully guarantee our total account balances stay above the Flagship threshold, and also make asset allocation a little easier for me. I don't like losing ERISA protection from my 401(k), but that's about the only drawback I can see.
I do ALL the finance chores in this household, as DH has NO interest whatsoever. However, when I ran the idea by him the first thing he mentioned was all the people who lost their rear-ends when Lehman Brothers went under. Next time I'll just move the money without discussing - he'd never know.
I found this article which appeased him somewhat, but I thought I'd ask here: do you have all your retirement assets at one firm, and do you worry about their demise? Or do you have them split up, for that reason? Looking forward to the collective wisdom of this group.
I'm considering rolling over my 401(k) to Vanguard which will hopefully guarantee our total account balances stay above the Flagship threshold, and also make asset allocation a little easier for me. I don't like losing ERISA protection from my 401(k), but that's about the only drawback I can see.
I do ALL the finance chores in this household, as DH has NO interest whatsoever. However, when I ran the idea by him the first thing he mentioned was all the people who lost their rear-ends when Lehman Brothers went under. Next time I'll just move the money without discussing - he'd never know.
I found this article which appeased him somewhat, but I thought I'd ask here: do you have all your retirement assets at one firm, and do you worry about their demise? Or do you have them split up, for that reason? Looking forward to the collective wisdom of this group.