Simple exercise - go backwards in time and pick 10 "dips" you would like to have invested in, choose the amount you would have invested in each and do the math. Now do the math for dumping it all in the day BEFORE the first "dip" you picked. I'm reasonably sure you will find what you are wanting to do is a bad idea. Unless you need the money in the next 5 years, put it where it will work for you.
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