How much should I discount Social Security in my FIRE calculations?
I've been using about 30% the SSA estimate in my calculations and plans, is that too aggressive? Too conservative?
Me & DW both 49 years old
Annual expenses are about 4% of total savings all of which is in retirement accounts so I'm starting to consider firing my employer. Thinking best to wait and see what the incoming political climate will be for healthcare since we will need to fund our own.
I've been using about 30% the SSA estimate in my calculations and plans, is that too aggressive? Too conservative?
Me & DW both 49 years old
Annual expenses are about 4% of total savings all of which is in retirement accounts so I'm starting to consider firing my employer. Thinking best to wait and see what the incoming political climate will be for healthcare since we will need to fund our own.