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Old 11-24-2007, 03:30 PM   #61
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If you die you will not care unless your DW or DH left behind could benefit from the higher level of payout.

Latest statistic I saw regarding this is the SSA does these about 100,000 times a year.

Have yet to look at the numbers but a tax deductible HE or HELOC may also be a pretty good solution to the payback - which would leave the invested benefit to continue to grow.
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Old 11-25-2007, 11:58 AM   #62
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I had taken SS at age 62 and now see that I have sufficient funds to just repay SS and stop current benefits. Then I will wait until I need the funds or age 70 whichever happens first.
RWood - If you are married, you should consider the strategy mentioned in last weekend's big WSJ article on Social Security. Once you hit your Full Retirement Age, file only for spousal benefits based on your wife's work record. You could receive these assuming she has filed for her worker benefits..These would cease at age 70, once you file based on your work record..Great strategy that I was previously unaware of. I did confirm it this week with the SSA. Don't leave money on the table.
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Old 11-25-2007, 01:08 PM   #63
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NT-I will try to find the article.
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Old 11-25-2007, 01:11 PM   #64
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NT-Thanks I located the article and will take a look.
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Old 11-26-2007, 11:31 AM   #65
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Would you please post the link? thanks...
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Old 11-26-2007, 12:12 PM   #66
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Probably this?
The Baby Boomer's Guide To Social Security - WSJ.com
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