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I had taken SS at age 62 and now see that I have sufficient funds to just repay SS and stop current benefits. Then I will wait until I need the funds or age 70 whichever happens first.
RWood - If you are married, you should consider the strategy mentioned in last weekend's big WSJ article on Social Security. Once you hit your Full Retirement Age, file only for spousal benefits based on your wife's work record. You could receive these assuming she has filed for her worker benefits..These would cease at age 70, once you file based on your work record..Great strategy that I was previously unaware of. I did confirm it this week with the SSA. Don't leave money on the table.
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