BooBoo
Recycles dryer sheets
- Joined
- Oct 31, 2010
- Messages
- 91
Do I understand this correctly?
Background information:
I am the high earner age 56. DW age 59, has a smaller benefit from social security.
We were planning on DW starting SS early at age 62 based on her benefit. I was planning on waiting until my FRA to commence benefits. After I filed at FRA, she would “refile” based on my benefit and be able to take 50% based on my eligibility.
Is this assumption correct or will she receive a reduced amount of my half because she opted for and early withdrawal at 62? If this is the case, I suppose it would be better for her to wait until her FRA to withdrawal from her earning? Or does she qualify at age 66 based on my earning even though I have not yet filed?
Thanks for your input.
Background information:
I am the high earner age 56. DW age 59, has a smaller benefit from social security.
We were planning on DW starting SS early at age 62 based on her benefit. I was planning on waiting until my FRA to commence benefits. After I filed at FRA, she would “refile” based on my benefit and be able to take 50% based on my eligibility.
Is this assumption correct or will she receive a reduced amount of my half because she opted for and early withdrawal at 62? If this is the case, I suppose it would be better for her to wait until her FRA to withdrawal from her earning? Or does she qualify at age 66 based on my earning even though I have not yet filed?
Thanks for your input.
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