MasterBlaster
Thinks s/he gets paid by the post
- Joined
- Jun 23, 2005
- Messages
- 4,391
I know that this topic has been discussed ad nauseum...
However after reading through some of the threads it is still not clear what the effect of retiring at 62 would have on my wife's SS survivor benefit. I know that the spousal benefit would be reduced but what about the survivor benefit ?
So my question is...
If the wife retires at 62, is her survivor benefit permanently reduced if I were to croak ? In other words would she get less than 100 percent of my benefit if I were to go ? Is the survivor benefit treated the same way as the spousal benefit ?
Lets assume (for this discussion) that when I pass that both the wife and myself are older than the full retirement age.
However after reading through some of the threads it is still not clear what the effect of retiring at 62 would have on my wife's SS survivor benefit. I know that the spousal benefit would be reduced but what about the survivor benefit ?
So my question is...
If the wife retires at 62, is her survivor benefit permanently reduced if I were to croak ? In other words would she get less than 100 percent of my benefit if I were to go ? Is the survivor benefit treated the same way as the spousal benefit ?
Lets assume (for this discussion) that when I pass that both the wife and myself are older than the full retirement age.