Social Security Thoughts

[mickeyd]

I had a recent email from my younger sister and she casually mentioned that she could not wait to collect SS. She wanted to know if SS was sent to me in a timely manner and if it was difficult to apply for etc (general stuff.) When I replied that I knew the answer to none of her questions as I (at age 63) did not plan on applying for SS until no earlier than when I was age 66, perhaps later. She was completely flummoxed as to why I would "turn down" (her words) good US government cash.

I sent her a few articles on the pros/cons of taking it early and the link to a good financial calculator. She is now totally confused and all of her financial planning is "askew."

This woman, with 3 university degrees, had never taken the time to consider not applying for SS at a date later than age 62. Why?.....because all of her friends and associates said that this is what you should do.

Her friends are evidently a team of wise, or not so wise, preschool professionals.

[emilylynn]

"This woman, with 3 university degrees, had never taken the time to consider not applying for SS at a date later than age 62. Why?.....because all of her friends and associates said that this is what you should do."

Sex education and financial advice may be the only two areas of life in which people routinely accept the wisdom of one having barely six months' more experience than oneself.

[jazz4cash]

Quote:

Originally Posted by mickeyd I I sent her a few articles on the pros/cons of taking it early and the link to a good financial calculator. She is now totally confused and all of her financial planning is "askew." This woman, with 3 university degrees, had never taken the time to consider not applying for SS at a date later than age 62. Why?.....because all of her friends and associates said that this is what you should do. Her friends are evidently a team of wise, or not so wise, preschool professionals.

I realized spending too much time on this board shifts your perception of normal! I believe her perspective is probably more the norm than many of us around here might expect.

I have a niece that just finished qualification for CSR (or whatever its called) for SSA. She's 30 and 'finding herself' and has impressed me so far with her diligence to learn the ins and outs.

[clifp]

Quote:

Originally Posted by emilylynn Sex education and financial advice may be the only two areas of life in which people routinely accept the wisdom of one having barely six months' more experience than oneself.

ROFLMAO

Did you steal that from somewhere or make it up yourself?