Social Security - When to start benefits..

[jdw_fire]

Money isn't milk - it doesn't go off. Unless the actuarial difference is visible from space, I'd take it early every time. For one thing, there's a 10% or so chance that a 62 year old won't make it to 70 at all.

I hear you. Neither of my parents lived long enough to collect SS. If I'm still around I will definitely be the first on line the day I'm eligible to collect.

well then, congrats, you will die with a larger estate and live your life spending less each year you are alive. your heirs should thank you, but then, it will be too late, you will be dead.