ijuba
Recycles dryer sheets
- Joined
- Oct 24, 2006
- Messages
- 56
DW and I are looking at our IRA's to sustain us as retirement begins and SS is 6 yrs away at 66. Within our IRA's we have a 43/55/2% equity ETF to bond ETF to cash mix.
I will also be adding an additional portion to our taxable account later in the year through a house downsize.
Specifically, I am seeking perspectives on how to begin liquidating the IRA's....
Equities, bonds or both, etc., so as to minimize the tax impact.
Once the taxable account is padded later in the year, it would seem that pausing the IRA withdrawals and taking from the taxable account would make more sense? Maybe not. Thoughts?
I appreciate the perspectives here!
I will also be adding an additional portion to our taxable account later in the year through a house downsize.
Specifically, I am seeking perspectives on how to begin liquidating the IRA's....
Equities, bonds or both, etc., so as to minimize the tax impact.
Once the taxable account is padded later in the year, it would seem that pausing the IRA withdrawals and taking from the taxable account would make more sense? Maybe not. Thoughts?
I appreciate the perspectives here!