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11-14-2020, 06:55 AM
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#1
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Full time employment: Posting here.
Join Date: Mar 2008
Posts: 968
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SS "account" question
If you have access to your online SS account. does anyone know if that automatically closes if you die?
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11-14-2020, 09:08 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Jun 2006
Location: Central, Ohio, USA
Posts: 2,635
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Yes, from my experience DW account was closed pretty quickly after her death - I guess it has something to do with the filing of the Death Certificate.
__________________
Vietnam Veteran, CW4 USA, Retired 1979
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11-14-2020, 09:11 AM
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#3
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: NW Pennsylvania
Posts: 1,820
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The funeral home indicated to me that they are responsible for notifying Social Security of a death. They did for my father and his monthly check stopped right away. We did nothing related to Social Security. Dad didn't have an online account, but I can't imagine it would have been a valid account any longer after they are notified of death.
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11-14-2020, 09:14 AM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,094
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 Quote:
Originally Posted by bizlady
If you have access to your online SS account. does anyone know if that automatically closes if you die?
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It's not like you are going to use it after death.
I'm wondering, what purpose do you envision using it ?
I understand the use of a facebook/social media account, to let "friends" know about the death, etc... but I am clueless about why a SS account.
__________________
Fortune favors the prepared mind. ... Louis Pasteur
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11-14-2020, 09:28 AM
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#5
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Thinks s/he gets paid by the post
Join Date: Oct 2014
Posts: 1,544
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Quote:
Originally Posted by Sunset
It's not like you are going to use it after death.
I'm wondering, what purpose do you envision using it ?
I understand the use of a facebook/social media account, to let "friends" know about the death, etc... but I am clueless about why a SS account.
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It needs to be closed because you only rate your SS until the day you die. Not one additional day. If SS continues to be paid (direct deposit) for months/years after a person dies, all of that $ needs to be returned to SS.
__________________
-Big Dawg-FI since 9/2010. Failed ER in 2015. 2/15/2023=DONE! "Blow that dough"-Robbie
" People say I'm lazy, dreaming my life away Well, they give me all kinds of advice designed to enlighten me When I tell them that I'm doing fine watching shadows on the wall "Don't you miss the big time, boy. You're no longer on the ball" -John Lennon-
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11-15-2020, 01:27 AM
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#6
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Location: Leeward Oahu
Posts: 17,914
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Quote:
Originally Posted by Bigdawg
It needs to be closed because you only rate your SS until the day you die. Not one additional day. If SS continues to be paid (direct deposit) for months/years after a person dies, all of that $ needs to be returned to SS.
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IIRC SS pays a month late which give more time to contact them post death. Please respond if I'm incorrect on this as YMMV.
__________________
Ko'olau's Law -
Anything which can be used can be misused. Anything which can be misused will be.
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11-15-2020, 09:35 AM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,094
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I think the OP has raised a good point about online accounts.
Think of bank accounts, there are around 7 yrs of statements accessible, if a bank closes that due to death, then those records are unavailable.
In the old days, everyone got paper mailed statements, so generally they were available post death.
The past records might be important should a financial error/question/etc arise from one of the heirs, or a creditor (like was the debt paid off).
Hopefully banks/stock brokerages/etc don't delete account access, as I could see the desire to look up old records.
I don't know if SS has some records as well.
__________________
Fortune favors the prepared mind. ... Louis Pasteur
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11-15-2020, 10:25 AM
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#8
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Thinks s/he gets paid by the post
Join Date: Jan 2017
Posts: 2,659
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Well, for one thing, if a spouse died you might want to look into survivor benefits. Maybe some of the information you need would be easier to get from the on-line SS account.
I assume you wouldn't want to use the account for fraudulent purposes. I've heard the SS Administration is pretty aggressive about that.
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