cardude
Full time employment: Posting here.
- Joined
- Feb 21, 2006
- Messages
- 599
I was playing around with the following government calculator and got a little bummed out.
https://secure.ssa.gov/apps8z/ARPI/main.jsp
I had some big w2 salaries the last few years and my max monthly benefit was always in the $3100 range on that benefits estimate they send every once and a while. Now I have quit working at 44, and when I put in $0 as my last wage earned my benefits at max age drop to only $2100.
Is there any way to game the system to make up for the lack of w2 income the next 30 years that is killing my 35 year average? Convert rental income to w2 maybe? I guess I could go out and get a big high paying job at around 68 or so .
https://secure.ssa.gov/apps8z/ARPI/main.jsp
I had some big w2 salaries the last few years and my max monthly benefit was always in the $3100 range on that benefits estimate they send every once and a while. Now I have quit working at 44, and when I put in $0 as my last wage earned my benefits at max age drop to only $2100.
Is there any way to game the system to make up for the lack of w2 income the next 30 years that is killing my 35 year average? Convert rental income to w2 maybe? I guess I could go out and get a big high paying job at around 68 or so .