E
Emi
Guest
I have been reading these boards for a couple of months and have learned a ton of great information. I can see our early retirement a reality. We hope for my DH to retire in 9-10 years, once the last two kids are halfway through college.
I have a question concerning SS. I have 37 credits (need 40 to have the right to claim my own SS). I quit my job to stay home, raise and homeschool our children. I have not earn one cent since then, but I feel that by being at home, we have been able to save more money than we ever did before.
My question is the following: Once the kids are away from college, should I work a year or two to make up for the rest of the credits I'm missing to claim SS? or should I claim under my husband's SS? He pays the maximum allowed ($87K or so) since his salary is higher.
than that.
According to the SS statement I don't have a right to Medicare because I only have 37 credits. Could I get medicare under my husband's SS?
Lastly, I'm a "resident allien" (I dislike this term so much!), could this affect me claiming SS (either under my own or my husband's)? I researched this in the SSA site but could not find an answer.
Thank you for your feedback!
Emi
I have a question concerning SS. I have 37 credits (need 40 to have the right to claim my own SS). I quit my job to stay home, raise and homeschool our children. I have not earn one cent since then, but I feel that by being at home, we have been able to save more money than we ever did before.
My question is the following: Once the kids are away from college, should I work a year or two to make up for the rest of the credits I'm missing to claim SS? or should I claim under my husband's SS? He pays the maximum allowed ($87K or so) since his salary is higher.
than that.
According to the SS statement I don't have a right to Medicare because I only have 37 credits. Could I get medicare under my husband's SS?
Lastly, I'm a "resident allien" (I dislike this term so much!), could this affect me claiming SS (either under my own or my husband's)? I researched this in the SSA site but could not find an answer.
Thank you for your feedback!
Emi