SS Spousal Benefit

My understanding is that it's an 8% increase per year from FRA to 70. From 62 to FRA it's less than that per year. More like 6.2% per year in my case - born in 1955 = FRA of 66 and 2 months.

This is from a chart I used from SSA.gov

while the increase are 6-8% they do not represent returns of that size since the checks you do not get dilute those increases .
 
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