Join Early Retirement Today
Thread Tools Search this Thread Display Modes
SS widow/er benefit?
Old 10-03-2009, 11:22 AM   #1
Recycles dryer sheets
Join Date: Mar 2006
Posts: 81
SS widow/er benefit?

I am trying to make sure that we understand the different scenarios. Local SS office is not much help.


John does a "file and suspend' at age 64.

Mary takes her reduced spousal benefit while John continues to suspend his SS. Mary (age 64) gets 41.7%of John's FRA benefit. Total = $1008/mo

At age 66, John starts collecting at FRA of 66. John gets $2426/mo

Mary will then always have a reduced spousal benefit.

Oooops ---- John dies at age 80.

Now is Mary's widow's benefit permanently reduced because of taking early S.S., OR does Mary receive all of John's benefit? Would Mary's widow's benefit be $2426/month?

The math might be off but you can get the basic premise of my question.

I "think" that Mary gets $2426/mo as a widow but am not sure? Her "widow's benefit is not reduced because she took a spousal benefit early?
molly is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Norwegian Widow Lifestyle twaddle FIRE and Money 23 03-31-2008 05:39 PM
Helping widow Shredder FIRE and Money 9 01-30-2008 06:26 PM
The Grieving Widow? Maybe Not... REWahoo Other topics 33 03-22-2006 05:20 PM
Norwegian Widow, The Secret Is Out yakers FIRE and Money 4 02-02-2006 11:10 AM
What IS the Norweigan Widow anyway? Jane_Doe FIRE and Money 27 10-06-2005 07:56 PM

» Quick Links

All times are GMT -6. The time now is 02:25 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.