Hey guys,
Thanks for taking the time to read this. I recently started a taxable brokerage with Vanguard. I already maxed-out my HSA, my Roth IRA, and will max out my 401k by the end of the year. Those accounts are allocated as:
I plan to put in $12k this year and will invest (at least) $20k/year after that. Using a 7% rate of return, this would make the account worth about $570k by the time I'm 45, which would give me about $41k/yr to live off of until age 59, assuming no further growth. I could make anywhere from $20-40k/yr working part time.
Any opinions would be much appreciated!
Thanks for taking the time to read this. I recently started a taxable brokerage with Vanguard. I already maxed-out my HSA, my Roth IRA, and will max out my 401k by the end of the year. Those accounts are allocated as:
- 54% US (total stock market)
- 36% Int'l (29% Large+Mid Cap, 7% Developing Markets)
- 10% Bonds
- 70% total US stock market
- 30% total Int'l
I plan to put in $12k this year and will invest (at least) $20k/year after that. Using a 7% rate of return, this would make the account worth about $570k by the time I'm 45, which would give me about $41k/yr to live off of until age 59, assuming no further growth. I could make anywhere from $20-40k/yr working part time.
Any opinions would be much appreciated!