Regatta03
Confused about dryer sheets
Hello all,
I have 2 student loans, totaling $19,606 that are apparently in default. When contacted, the collections agency gave me the following options:
1.) Full Repayment at a pay-off of $18,702
2.) $9,803 initial payment and $213 monthly
3.) $6,470 initial payment and $263 monthly
4.) $3,921 initial payment and $298 monthly
I am currently 24 years old and have approximately $29,000-30,000 in a savings account and make $80,000/year with expected bonus. What do you guys think is the best option? I am interested in repairing my credit as well since I'm sure this damaged my score.
Thank you very much for the help; it is greatly appreciated!!!
I have 2 student loans, totaling $19,606 that are apparently in default. When contacted, the collections agency gave me the following options:
1.) Full Repayment at a pay-off of $18,702
2.) $9,803 initial payment and $213 monthly
3.) $6,470 initial payment and $263 monthly
4.) $3,921 initial payment and $298 monthly
I am currently 24 years old and have approximately $29,000-30,000 in a savings account and make $80,000/year with expected bonus. What do you guys think is the best option? I am interested in repairing my credit as well since I'm sure this damaged my score.
Thank you very much for the help; it is greatly appreciated!!!