Marcretire
Dryer sheet aficionado
- Joined
- May 8, 2008
- Messages
- 32
I'm looking at the option of TIPS for my IRA, but, wonder, as someone still working toward retiring one day, if TIPS are appropriate over, say, a total bond index fund. Given the modest inflation rate, the interest on the TIPS bonds would be fairly modest, too,and, so, I wonder if a total bond index fund might be better as its return can be higher. I guess I view TIPS as more of a stable source of an income stream in retirement rather than an effective instrument for growing a portfolio. Would appreciate your thoughts. Thanks.