I've been pretty torqued off about my companies 401K for some time now. We can only chose from 10 diff funds. I swear the only way it grows is because I max out the contributions. I'm in the best four earning funds which are also the riskiest. The earnings on the other funds are pathedic. The only reason I'm still in it is because of the tax breaks. I have a firm belief that I want to quit my job as soon as I feel the time is right. Roll over my 401K into something that actually makes money. Does anyone else feel the same way? Cletis