Tricare + Medicare ? Plus employer's insurance?
Before I turn 65, I'm trying to figure out all the pieces for medical insurance.
DH is younger, and still working. He will probably continue the 'family' insurance with his employer while our youngest is still a college student and not yet 26. But, when that's not a factor, it's possible he'll go to a 'single' insurance plan.
DH has had employer's insurance, and Tricare has been our 2ndary insurance since I retired. That combination has worked out well for us.
I think I'm required to start Medicare when I turn 65, or else I lose Tricare ? Does that sound correct?
And there are other penalties for not starting Medicare within a couple months of turning 65, correct? 10% premium increase/year?
And how much of a headache is Medicare paperwork? Tricare gave us some problems when I first retired (Their records had my DOB incorrect.)
Would like to hear from people who have been in the Medicare + Tricare system.
Also, since we've had employer insurance for 20+ years, I'd love hearing some good stories about how Tricare/Medicare have worked if others have dropped employer ins.