Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Turbo Tax E-Filing Question
Old 02-25-2021, 07:28 PM   #1
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 276
Turbo Tax E-Filing Question

Sort of a strange one here. I purchased the typical "Premier" Turbo Tax program from Costco which includes 5 free Federal e-filings plus 1 State e-filing.

I've always printed and mailed in the past but today we did our daughters taxes first and then at the end we decided to e-file her taxes for the first time.

When we did this the program stated that Turbo Tax will deduct it's fee from her refund for e-filing both these federal and State taxes, even though the software clearly states it includes these free e-filings with the program.

Is this just a standard Turbo Tax fee statement and it self corrects when the filing happens? Not going to be happy if they deduct an extra from her for nothing. Thanks for any insight or suggestions.
Drake3287 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 02-25-2021, 07:45 PM   #2
Moderator
Jerry1's Avatar
 
Join Date: Nov 2014
Posts: 5,031
Only the Federal filing fee is included. They are charging you for the state e-filing fee. Where did you see that 1 State filing is included?
__________________
Every day when I open my eyes now it feels like a Saturday - David Gray
Jerry1 is online now   Reply With Quote
Old 02-25-2021, 07:46 PM   #3
Thinks s/he gets paid by the post
Souschef's Avatar
 
Join Date: Dec 2015
Location: Santa Paula
Posts: 3,269
As I recall, Federal filing is free, but there is a $20 charge for filing the State. You can either have it deducted or pay with a credit card, which I did
__________________
Retired Jan 2009 Have not looked back.
AA 60/35/5 considering SS and pensions a SP annuity
WR 2% with 2SS & 2 Pensions
Souschef is online now   Reply With Quote
Old 02-25-2021, 08:03 PM   #4
Thinks s/he gets paid by the post
Philliefan33's Avatar
 
Join Date: Oct 2014
Posts: 1,307
The “one free state” for TurboTax refers to the opportunity to download the ability to prepare state income taxes for one state
Philliefan33 is online now   Reply With Quote
Old 02-25-2021, 08:06 PM   #5
Thinks s/he gets paid by the post
 
Join Date: Mar 2012
Posts: 2,150
Jerry and Souschef are correct. See attached off the Costco website.
Attached Images
File Type: png image_2021-02-25_210608.png (90.0 KB, 34 views)
File Type: png image_2021-02-25_211044.png (142.8 KB, 29 views)
njhowie is offline   Reply With Quote
Old 02-25-2021, 08:29 PM   #6
Recycles dryer sheets
 
Join Date: Feb 2017
Location: SF Bay Area
Posts: 463
You can opt to e-file just the Fed and then paper file the state if you don’t want to pay the state fee. This is what I do.
ocean view is online now   Reply With Quote
Old 02-25-2021, 08:39 PM   #7
Full time employment: Posting here.
lemming's Avatar
 
Join Date: May 2008
Posts: 561
Don't I mean DON'T have the fees deducted from her refund-Pay it up front. They will charge $45 for the privilege of you not using your credit card now. That is 1999% interest on a loan of $30. Check out freefile programs next time for your daughter. https://www.propublica.org/article/h...axes-free-2020
Getting a state means getting the software not the filing fee.
__________________
.
lemming is offline   Reply With Quote
Old 02-25-2021, 09:39 PM   #8
Recycles dryer sheets
 
Join Date: Jan 2019
Location: Sunny California
Posts: 404
Just uncheck the state e-file box so you're only e-filing the Federal and the charge should go away.
RetiredAndLovingIt is online now   Reply With Quote
Old 02-25-2021, 10:34 PM   #9
Recycles dryer sheets
 
Join Date: Apr 2015
Posts: 276
Quote:
Originally Posted by Philliefan33 View Post
The “one free state” for TurboTax refers to the opportunity to download the ability to prepare state income taxes for one state
I just now read this on the package, thanks. I just assumed it meant we had 5 federal e-filings and 1 state e-file but of course it actually means 1 free state download, not filing. I'm sure I'm not the first person who hasn't read the fine print!

At least she's getting money back, to bad about wasting $20. though. I'll be better prepared when I do my own!
Drake3287 is offline   Reply With Quote
Old 02-25-2021, 11:05 PM   #10
Moderator
Jerry1's Avatar
 
Join Date: Nov 2014
Posts: 5,031
Quote:
Originally Posted by Drake3287 View Post
I'm sure I'm not the first person who hasn't read the fine print!
Yeah, I've never done that. Oh well, stuff happens.


Quote:
At least she's getting money back, to bad about wasting $20. though. I'll be better prepared when I do my own!
My daughter came over and did her return. She came out of the office and said she was done. I asked about e-filing the State and she said yes and that she was just glad to have it done. I'm like, Seriously? You spent $20 instead of less than a $1 to send it in? "Yep. Just glad I'm done."

I'll spend money all day on stuff I want, but I just cant see spending it on things like fees that bring me no value and have reasonable alternatives like this one did. Whatever. I guess she has more money than me. Certainly more money than sense.
__________________
Every day when I open my eyes now it feels like a Saturday - David Gray
Jerry1 is online now   Reply With Quote
Old 02-26-2021, 02:02 AM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: NC
Posts: 16,620
Quote:
Originally Posted by ocean view View Post
You can opt to e-file just the Fed and then paper file the state if you don’t want to pay the state fee. This is what I do.
+1, every year. I would think it would be much more efficient/advantageous for states to receive eFiles instead of paper - so they’d make eFile free and charge a premium for paper! But politicians sometimes try to be inefficient to create/keep jobs?
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 02-26-2021, 10:16 AM   #12
Recycles dryer sheets
 
Join Date: Oct 2019
Location: Los Angeles
Posts: 51
Quote:
Just uncheck the state e-file box so you're only e-filing the Federal and the charge should go away.
This is what I did as the popup is worded strangely. Also since my taxes wasn't too complicated this year I just went straight to my state's tax site (CA) and E-filed with them directly (using the info that turbotax already provided) and saving me $20


And just as an aside, printing and filing a paper return is not an option as I do not have a printer. In fact, I do not have any friends that own a printer.
Out_the_Door is offline   Reply With Quote
Old 02-26-2021, 10:27 AM   #13
Thinks s/he gets paid by the post
 
Join Date: Dec 2014
Location: St. Charles
Posts: 2,610
Quote:
Originally Posted by Jerry1 View Post
My daughter came over and did her return. She came out of the office and said she was done. I asked about e-filing the State and she said yes and that she was just glad to have it done. I'm like, Seriously? You spent $20 instead of less than a $1 to send it in? "Yep. Just glad I'm done."

I'll spend money all day on stuff I want, but I just cant see spending it on things like fees that bring me no value and have reasonable alternatives like this one did. Whatever. I guess she has more money than me. Certainly more money than sense.
At the risk of sounding like a spendthrift, I feel the same as your daughter. I pay the state e-file fee. It's over and done with. I get confirmation it was accepted. It can't get lost in the mail. It can't get lost in the state mail room.

Maybe this should in the "Blow the Dough" thread .
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
CardsFan is online now   Reply With Quote
Old 02-26-2021, 02:03 PM   #14
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sunset's Avatar
 
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 11,197
Wow.. I'm cheap...
I use the H&R Block software because it's cheaper, then I e-file the Fed return for free, then I go to IL .gov site and type in the values for the State return so I can file it free there.
__________________
Fortune favors the prepared mind. ... Louis Pasteur
Sunset is offline   Reply With Quote
Old 02-26-2021, 02:09 PM   #15
Thinks s/he gets paid by the post
skipro33's Avatar
 
Join Date: Sep 2011
Location: Placerville
Posts: 1,553
One issue with letting TurboTax or H&R block deduct their fee from the refund is demonstrated this year when the stimulus checks were sent out. Seems the way TT and HR do this is to capture your ENTIRE refund into their bank account, then transfer the balance minus their fee to your bank account. Then, the feds come along and use TT's bank account as the one to send the stimulus funds to. I heard it was a real mess there for a while, still not sure it ever all got straightened out. I am too lazy to paper file, so I pay the HR fee, not through my refund, but directly from my checking account. (They already know the account number for the refund anyways, so I don't think there's any more risk here doing it this way)
skipro33 is offline   Reply With Quote
Old 02-26-2021, 03:23 PM   #16
Recycles dryer sheets
 
Join Date: Jan 2019
Location: Sunny California
Posts: 404
Quote:
Originally Posted by Out_the_Door View Post
This is what I did as the popup is worded strangely. Also since my taxes wasn't too complicated this year I just went straight to my state's tax site (CA) and E-filed with them directly (using the info that turbotax already provided) and saving me $20


And just as an aside, printing and filing a paper return is not an option as I do not have a printer. In fact, I do not have any friends that own a printer.
Me to, CalFile is easy to fill out for free.
RetiredAndLovingIt is online now   Reply With Quote
Old 02-26-2021, 06:59 PM   #17
Thinks s/he gets paid by the post
 
Join Date: Nov 2006
Posts: 1,073
Quote:
Originally Posted by CardsFan View Post
At the risk of sounding like a spendthrift, I feel the same as your daughter. I pay the state e-file fee. It's over and done with. I get confirmation it was accepted. It can't get lost in the mail. It can't get lost in the state mail room.

Maybe this should in the "Blow the Dough" thread .
You and me both. Been paying the $20 to efile the state for many years. Don't really care. The only time I mess with mailing a return is if I go over my 5 free Fed e-files. I usually do 6 or 7 a year.
PatrickA5 is offline   Reply With Quote
Old 02-26-2021, 07:34 PM   #18
Thinks s/he gets paid by the post
rk911's Avatar
 
Join Date: Dec 2018
Location: DuPage County IL
Posts: 1,365
Quote:
Originally Posted by CardsFan View Post
At the risk of sounding like a spendthrift, I feel the same as your daughter. I pay the state e-file fee. It's over and done with. I get confirmation it was accepted. It can't get lost in the mail. It can't get lost in the state mail room.

Maybe this should in the "Blow the Dough" thread .
this. i used to E-file the fed and US mail our state. even sent certified/return receipt always led to a bit of anxiety until the RR card came back. and it sometimes didn't come back so i would verify delivery with the tracking #. now i e-file the state and relax. $20, to us, is nothing.
__________________
Rich
Ham Radio, Sport Pilot, RVer
FIRE: 8/11/2005, age 55y,1d
Administrator for a regional 9-1-1 call center
rk911 is offline   Reply With Quote
Old 02-26-2021, 07:38 PM   #19
Thinks s/he gets paid by the post
 
Join Date: Dec 2014
Location: St. Charles
Posts: 2,610
Quote:
Originally Posted by rk911 View Post
this. i used to E-file the fed and US mail our state. even sent certified/return receipt always led to a bit of anxiety until the RR card came back. and it sometimes didn't come back so i would verify delivery with the tracking #. now i e-file the state and relax. $20, to us, is nothing.
And, for the record, the cost of certified mail is about $3.50, so it really only costs $16.50 to e-file
__________________
If your not living on the edge, you're taking up too much space.
Never slow down, never grow old!
CardsFan is online now   Reply With Quote
Old 02-26-2021, 07:47 PM   #20
Thinks s/he gets paid by the post
rk911's Avatar
 
Join Date: Dec 2018
Location: DuPage County IL
Posts: 1,365
Quote:
Originally Posted by CardsFan View Post
And, for the record, the cost of certified mail is about $3.50, so it really only costs $16.50 to e-file
plus the cost of the return receipt. we don't pinch pennies...well, i don't. maybe this thread does belong on "blow that dough".
__________________
Rich
Ham Radio, Sport Pilot, RVer
FIRE: 8/11/2005, age 55y,1d
Administrator for a regional 9-1-1 call center
rk911 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Reimporting 1099B from Fido into Turbo Tax after filing? Disappointed FIRE and Money 7 03-23-2017 10:15 PM
Turbo Tax Deluxe 2016: Anyone Else Having Problems With ‘Estimated Tax Payment’ Entry ownyourfuture FIRE and Money 11 02-19-2017 12:52 PM
state e-filing with Turbo Tax Spanky FIRE and Money 26 02-22-2015 11:11 PM
Turbo Tax - Tax-Exempt Income not added to State Return Felix Mulier FIRE and Money 18 04-07-2013 11:46 AM
Turbo Tax Question Tandemlovers FIRE and Money 6 03-25-2011 10:31 AM

» Quick Links

 
All times are GMT -6. The time now is 12:16 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.