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Old 12-31-2017, 10:43 PM   #101
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Here is what Fidelity told me.
You perhaps didnít see my later posts that I found the free download version of TurboTax Premier via our Fidelity account, and we have already downloaded it.

That 120 trades per year requirement is not correct as we havenít made that many trades. You may need to have over $1M invested with Fidelity to qualify. We are in their Private Client Group and I believe that status is what makes it free for us.

It just took a while to find it and I may have been a couple of days early.
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Old 01-01-2018, 01:05 AM   #102
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Originally Posted by audreyh1 View Post
You perhaps didnít see my later posts that I found the free download version of TurboTax Premier via our Fidelity account, and we have already downloaded it.

That 120 trades per year requirement is not correct as we havenít made that many trades. You may need to have over $1M invested with Fidelity to qualify. We are in their Private Client Group and I believe that status is what makes it free for us.

It just took a while to find it and I may have been a couple of days early.
I did see your answer, but it did not indicate the number of trades. On a household level, I am well over the $1M, so it is not just a $1M in asset level. Maybe it is $2M+? I did inquire again.

Maybe in the private client group you are in, you pay more in fees somehow?

I am in the private client group too, with a free adviser assigned to my account. I did ask the same question last year, and got the same number of trades answer.
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Old 01-01-2018, 05:25 AM   #103
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Originally Posted by Senator View Post
I did see your answer, but it did not indicate the number of trades. On a household level, I am well over the $1M, so it is not just a $1M in asset level. Maybe it is $2M+? I did inquire again.

Maybe in the private client group you are in, you pay more in fees somehow?

I am in the private client group too, with a free adviser assigned to my account. I did ask the same question last year, and got the same number of trades answer.
We pay no fees. I don’t really know the assets threshold - bit of mystery there. Maybe an individual has to qualify, not just combined household? We do have to log in via DH’s credentials to qualify as he is listed first on the account.

We’ve had a large number of transactions. But still well under 120. And I suspect few of them qualify as actual trades - certainly most had no commission.
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Old 01-01-2018, 08:26 AM   #104
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When I tried to buy from Costco online at this price I got a message that said "Out of Stock."
We just looked at the upcoming Costco ad for Jan 3-Jan 28. It shows $10 off with state for deluxe and $15 off for Premier. Available in store or on line.
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Old 01-01-2018, 11:52 AM   #105
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Originally Posted by audreyh1 View Post
We pay no fees. I donít really know the assets threshold - bit of mystery there. Maybe an individual has to qualify, not just combined household? We do have to log in via DHís credentials to qualify as he is listed first on the account.

Weíve had a large number of transactions. But still well under 120. And I suspect few of them qualify as actual trades - certainly most had no commission.
+1

No fees for Private Client Group. We have less than 10 trades per year and most are free. We already downloaded the free TurboTax Premier, same as last several years.

It's my understanding that the TurboTax offer is for frequent traders or PCG. It's also my understanding that the threshold for PCG is $1M in household assets, excluding workplace retirement accounts. But it is not automatic. I think this is where the mystery comes in. I never got these perks until I called a few years ago and requested a portfolio review with a PCG rep. Now I get calls and emails a couple times per year as well as the other perks like TurboTax.
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Old 01-01-2018, 12:02 PM   #106
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+1

No fees for Private Client Group. We have less than 10 trades per year and most are free. We already downloaded the free TurboTax Premier, same as last several years.

It's my understanding that the TurboTax offer is for frequent traders or PCG. It's also my understanding that the threshold for PCG is $1M in household assets, excluding workplace retirement accounts. But it is not automatic. I think this is where the mystery comes in. I never got these perks until I called a few years ago and requested a portfolio review with a PCG rep. Now I get calls and emails a couple times per year as well as the other perks like TurboTax.
I used to wonder what the deal was, too. The epiphany came when I was in talking to my PCG guy about streamlining my portfolio a few years ago. I'm not an active trader by any stretch. I mentioned that I knew of people who got it free and asked what the criteria were. He looked startled and said "Oh, I didn't know you used it. I'll put you on the list."

That's all there was to it, and ever since then I've been able to download it free in late December. So there is apparently some manual action required to "get on the list."
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Old 01-03-2018, 01:45 PM   #107
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I just ordered Turbotax Deluxe + state for $39.86 on Amazon.com.

https://www.amazon.com/TurboTax-Delu...+software+2017

Dunno how long it will be on sale.
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Old 01-03-2018, 02:33 PM   #108
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+1

No fees for Private Client Group. We have less than 10 trades per year and most are free. We already downloaded the free TurboTax Premier, same as last several years.

It's my understanding that the TurboTax offer is for frequent traders or PCG. It's also my understanding that the threshold for PCG is $1M in household assets, excluding workplace retirement accounts. But it is not automatic. I think this is where the mystery comes in. I never got these perks until I called a few years ago and requested a portfolio review with a PCG rep. Now I get calls and emails a couple times per year as well as the other perks like TurboTax.
I am in the private client group too. I spoke with my (free) Fidelity adviser. She said there were about four criteria that had to be met. The criteria changes every year.

She said I would likely be there next year, assuming the criteria stayed the same. It is not household account value, but individual account totals. For sure if I transferred my 401K I would be there.

She did mention she could credit my account for the cost of the TurboTax that I bought on Amazon... I purchased TurboTax H & B, but she would see if I could get a credit for the amount of the 'free' version.
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Old 01-20-2018, 09:26 AM   #109
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Originally Posted by audreyh1 View Post
You perhaps didnít see my later posts that I found the free download version of TurboTax Premier via our Fidelity account, and we have already downloaded it.

That 120 trades per year requirement is not correct as we havenít made that many trades. You may need to have over $1M invested with Fidelity to qualify. We are in their Private Client Group and I believe that status is what makes it free for us.

It just took a while to find it and I may have been a couple of days early.
My Fido rep told me the online edition was free for Private Client Group members. Were you able to get the downloadable version for free? Just curious.....might need to touch base with my rep again. I have most of my funds with fidelity so that shouldn't be an issue.
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Old 01-20-2018, 09:28 AM   #110
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My Fido rep told me the online edition was free for Private Client Group members. Were you able to get the downloadable version for free? Just curious.....might need to touch base with my rep again. I have most of my funds with fidelity so that shouldn't be an issue.
The downloadable version is also free. You find it by following the same links, and then looking at the download products. Itís been that way for years.
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Old 01-20-2018, 10:37 AM   #111
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The downloadable version is also free. You find it by following the same links, and then looking at the download products. Itís been that way for years.
Thanks. Let me give it a try.
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