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Old 06-05-2020, 10:14 AM   #21
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$710 for $5 million, Automobile Club. Couple in Southern California. One home. Two cars.
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Old 06-05-2020, 10:21 AM   #22
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$395 for $2 million. House, 2 cars, motorcycle and motorhome in Illinois. 2 drivers. State Farm.
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Old 06-05-2020, 11:31 AM   #23
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was paying 208 for 1 mil, in Misery (MO), when I moved here to CO Springs a couple of months ago it went up to 400. Guess that explains all of the law suite commercials out here, its redonklus. I have it all with American Family for now.
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Old 06-05-2020, 12:27 PM   #24
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$164 for $1M - Couple, 1 house, 2 cars, Erie Insurance - Indiana - rate has been the same for the last 3 years.
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Old 06-05-2020, 12:33 PM   #25
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$1200/yr 2m coverage. 3 adults (53,50,22) and a 17yo. Erie
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Old 06-05-2020, 01:21 PM   #26
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$239 for $2 mil coverage in SE Wis. Erie is my carrier.
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Old 06-05-2020, 01:23 PM   #27
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We pay about $250/yr for 2 million in Texas.

Just curious, but when is the right time to drop this type of coverage? Our risks are much less than they used to be with no kids at home, only driving limited miles, DW not driving at all, etc.
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Old 06-05-2020, 01:27 PM   #28
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We pay about $250/yr for 2 million in Texas.

Just curious, but when is the right time to drop this type of coverage? Our risks are much less than they used to be with no kids at home, only driving limited miles, DW not driving at all, etc.
At $250 for $2 mill? I'd say when you're pushing up daisies.
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Old 06-05-2020, 01:27 PM   #29
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Originally Posted by aja8888 View Post
We pay about $250/yr for 2 million in Texas.

Just curious, but when is the right time to drop this type of coverage? Our risks are much less than they used to be with no kids at home, only driving limited miles, DW not driving at all, etc.
Not quite sure, but I believe my true risk in this area is mainly contained within car driving, so might give it up then if not driving anymore.
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Old 06-05-2020, 01:28 PM   #30
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$411 for $2M umbrella; also have my house, daily driver cars, and RV with Allstate. So might get some bundling discount. Live in Cincinnati outskirts suburb area.
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Old 06-05-2020, 01:49 PM   #31
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$473 for $1M. DFW suburb. Liberty Mutual. Includes our residence, one rental house, four vehicles and two drivers. Our house has a pool and shares a 10-acre lake with about a dozen other homes, which increases the premium.... or so I'm told. I've received quotes from several companies and they don't vary much.
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Old 06-05-2020, 02:01 PM   #32
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Originally Posted by aja8888 View Post
We pay about $250/yr for 2 million in Texas.

Just curious, but when is the right time to drop this type of coverage? Our risks are much less than they used to be with no kids at home, only driving limited miles, DW not driving at all, etc.
We recently added a $1M Umbrella policy for our Central Texas home we purchased a year ago for $124/yr, and we have submitted to underwriting for $2M/yr. One house, two vehicles, two people 60+, low mileage driving, home and auto policies with the same carrier. Sounds like we'll be about the same as your coverage.
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Old 06-05-2020, 03:50 PM   #33
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$288.15 for a 2m policy, not planning on dropping it
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Old 06-05-2020, 03:55 PM   #34
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We recently added a $1M Umbrella policy for our Central Texas home we purchased a year ago for $124/yr, and we have submitted to underwriting for $2M/yr. One house, two vehicles, two people 60+, low mileage driving, home and auto policies with the same carrier. Sounds like we'll be about the same as your coverage.
Yep, sounds pretty much the same.
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Old 06-05-2020, 05:51 PM   #35
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$584 for $2M in coverage. Includes 3 drivers, one of which is 19 yo male$$.
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Old 06-05-2020, 07:00 PM   #36
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$598 for $3 million w/GEICO.

Two drivers, two cars, one home and a beach rental condo.
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Old 06-05-2020, 07:16 PM   #37
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we carry $1M personal liability for $275 and another $1M for under and non-insured drivers for $350. two drivers pushing 70, four vehicles including a motorhome and antique jeep. same insurer carries all policies except medical.
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Old 06-05-2020, 07:27 PM   #38
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1 million for 246$ on 3 outfits, home and ranch.
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Old 06-05-2020, 07:33 PM   #39
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We pay $333 for 1 Million- 2 Homes and 3 Cars
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Old 06-05-2020, 08:19 PM   #40
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We’re covered by Travelers and my recent premium was $455 for $2 million. I reside in Southern Ca with our primary residence in Ventura County and a rental in a beach community in Orange County. We also have 2 cars a 2015 Lexus and a 2016 Mazada SUV’s. I have a message into our agent looking to raise coverage by another million.
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