Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Vanguard Lifestyle Funds vs. Morgan Stanley
Old 08-13-2007, 03:07 PM   #1
Recycles dryer sheets
Join Date: Feb 2006
Location: Pensacola
Posts: 53
Vanguard Lifestyle Funds vs. Morgan Stanley

I am considering rolling my Morgan Stanley IRA account to a Vanguard Lifestyle within the next year

My motivations are fees and it will be time to start moving more portfolio into bonds as only 15% is in cash now.

I currently have about 20% of my retirement portfolio in a Morgan Stanley managed account - the investments are a bascially stock mutual funds. I am not too happy about the 1% fee they skim each year (Vanguards is .21%), especially when the funds I pick are performing approximatley the same as MS.

Is there a better alternative?:confused:
scubamonkey is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-13-2007, 04:47 PM   #2
Recycles dryer sheets
Join Date: Jul 2005
Posts: 423
I think you have the better alternative already in mind. What about one of the target retirement funds that match what your asset allocation requires?
Olav23 is offline   Reply With Quote
Old 08-13-2007, 05:04 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,822
Hmmm - note - trad IRA - 1996 to 2006 Lifestrategy moderate and then traded that in plus all my leftover small side ventures(sm cap value index, REIT index, and high yield corp) and went Target Retirement 2015 at a young at heart age 63 plus my lonely file cabinet of DRIP plans and a few stocks.

Note that Lifestrategy has 25% Asset Allocation fund which moves between stocks, bonds, cash based on a quant formula.

The Target slides assets with age.

Like them both. Step back and see how they fit in your total investment picture.

Getting expenses down is a great first step.

heh heh heh
unclemick is offline   Reply With Quote
Old 08-14-2007, 03:58 PM   #4
Recycles dryer sheets
Join Date: Feb 2006
Location: Pensacola
Posts: 53
Thanks guys, I believe I am going to roll it.
scubamonkey is offline   Reply With Quote


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Opions on Vanguard recommendations yak651 Young Dreamers 13 04-02-2007 11:23 PM
Approximate Vanguard Total Stock Market Index with S&P 500 and other fund(s)? Dude FIRE and Money 17 02-18-2007 08:25 PM
Life Strategy Vanguard Funds jwp FIRE and Money 11 05-20-2003 06:18 AM
Vanguard Index Funds Moving From S&P To MSCI BigMoneyJim Other topics 5 05-18-2003 03:21 AM

» Quick Links

All times are GMT -6. The time now is 09:45 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.