Vanguard on lower interest rates
Here's one opinion:
Vanguard applauds Fed’s move to hike short-term interest rates - Financial Independence Hub
we believe that the low-rate environment is secular, rather than cyclical, and that credit risk in bond portfolios may be a more important factor in 2016 than duration or interest-rate risk
The worst decisions are usually made in times of anger and impatience.
I hope you are safe and well; neither imprisoned by anxiety nor liberated by foolhardiness.