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Old 07-13-2021, 01:02 PM   #61
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Net worth, never. It just doesn't make a difference to my life.

Retirement savings, 1-3x per week. Log into my Fidelity account and see the numbers. Check AA and see if I decide to make changes maybe 1-3x per year.

Spending, adjust checkbook balance as spending occurs, usually 1-3x per week. Make withdrawal or transfer decisions on monthly basis.

Watching the market, several times per day check to just see how it is doing and to monitor my "play account" where I do a little stock gambling, err trading, err investing. It is a small portion of my total and it satisfies my curiosity to try and beat my index funds.
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Old 07-13-2021, 01:33 PM   #62
Recycles dryer sheets
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When DW and I started with nothing we trued up daily - we literally would empty our pockets before going to bed to gauge what we could spend the next day. We’re more relaxed now! But the ritual of checking weekly has never left us - total the YTD spending and compare with one and five years prior; total the investments and cash. Then we discuss any one off buys or special plans…
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Old 07-13-2021, 01:40 PM   #63
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When we are home, I update daily. Otherwise, I have no problem waiting a few weeks until I get back home.
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Old 07-13-2021, 02:25 PM   #64
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2/3 of my assets are at Fidelity.
I log in there once or twice a week.
I add everything up every 1/4.
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Old 07-13-2021, 02:27 PM   #65
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I look at it almost everyday, just because it only takes a few clicks. Quarterly I look at AA. As long as I am between 50% and 60% equities, I do nothing. I do not re-invest int/div/cap gains (except in Roth) so that tends to keep the equity side in check with a rising market. That cash is usually put into CD's.

I don't recall the last time I made trades to re-balance the AA. Maybe once every 5 years?
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Old 07-13-2021, 02:42 PM   #66
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I look at it almost daily, because I use Quicken almost every day, even for a few seconds. But I do not really count it, the daily views are just numbers.

I track my cash flow monthly, so I count my cash on a monthly basis, to see its change and how it is tracking to plan.

Total assets are counted quarterly. That is when I consider any need to rebalance, invest dividends or "extra" cash, evaluate any large "blow that dough" opportunities, etc.
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Old 07-13-2021, 02:47 PM   #67
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I don't like to look often. I helps me when the market goes down like crazy.
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Old 07-13-2021, 03:34 PM   #68
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I looked yesterday <raises eyebrows>. Knew it would be a highwater mark and wanted to see it with my eyes before it dipped. Wont look again until I sense a disturbance and want to see how bad or good thing are going.
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Old 07-13-2021, 03:44 PM   #69
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Quote:
Originally Posted by N02L84ER View Post
When we are home, I update daily. Otherwise, I have no problem waiting a few weeks until I get back home.
Have you considered getting a smartphone?
��

Especially a smartphone with Google Fi...
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Old 07-13-2021, 03:51 PM   #70
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I actually update all my balances and spreadsheets every morning. Takes 10 minutes, tops
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Old 07-13-2021, 03:51 PM   #71
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About once a month or every six weeks when I think of it, or when we get a quarterly statement from Vanguard. We've yet to make any withdrawals, although RMD's will change that next year. We'll probably just reinvest the RMD's, or maybe spend a little bit of it.
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Old 07-13-2021, 04:22 PM   #72
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My every day morning routine is crawl out of bed, get a Diet Coke, and then turn on my computer. I spend 5 minutes reviewing any major overnight news topics.

Then I start my daily financial accounts review. First, I download any new transactions into Quicken which updates all account balances. Then, one by one, I sign into all my bank, credit card, and brokerage accounts and make sure the balances and transactions match up to Quicken. While in my banking website, I pay any bills that are due electronically. I pretty much pay every bill the same day it is presented to me. Most are sent to me via email or I see it is due when I sign into my accounts.

Finally, I update a Google spreadsheet that I use for tracking my asset allocation and net worth and a few other charts. I prefer this spreadsheet to the charts and analysis that Quicken does because I can customize it as much as I want.

I do this all in about 20 minutes each day.

I love my morning routine. And my Diet Coke.
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Old 07-13-2021, 05:24 PM   #73
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Quote:
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Have you considered getting a smartphone?
��

Especially a smartphone with Google Fi...
I have the ability to update while on vacation or visiting family, I do not have the desire.
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Old 07-13-2021, 05:28 PM   #74
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Give me a forum ...
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I just pulled the couch cushions today to check for coins so I have an exact count.
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Old 07-13-2021, 05:37 PM   #75
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Quote:
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I just pulled the couch cushions today to check for coins so I have an exact count.
Did you check behind the dresser?
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Old 07-13-2021, 05:51 PM   #76
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I do a net worth assessment once a month and I update my spreadsheet once a quarter.

On the monthly one, I contemplate reinvesting surplus cash from dividends. I only do it when I have a significant buildup, like $10k. That happens seldom because of our spending. But the spending is a but lumpy owing to annual costs like insurance.
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Old 07-13-2021, 08:13 PM   #77
Recycles dryer sheets
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Morning of January 1st every year I update the annual portfolio balances in my excel spreadsheet.
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Old 07-13-2021, 08:31 PM   #78
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Old 07-13-2021, 09:01 PM   #79
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Can I assume rich people count their money on a regular basis, if not all the time? : )

I guess I am rich because I checked my balance sheet 2, 3 times a week...lol

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Old 07-13-2021, 09:12 PM   #80
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We are in the short game now, ~94 weeks to go. I have been checking and doing more with my accounts more than ever before, mostly due to this forum
I tally everything up every 10th of the month. The one exception is a group of accounts that I don't have an online access to, and I wait for the quarterly reports.
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