Re: What about unemployment insurance at semi retirement
I'm not sure how unemployment insurance works in Canada, but I don't think your plan would work in the US. Unless you are in construction or some other seasonal or cyclical job, it would be difficult to collect. If getting "laid off" means quiting, the company can, and probably will challenge your claim and you could be denied. You mention "corporate grind" which leads me to believe that the company does not normally lay off people on a seasonal basis. Unemployment Insurance rates for employers are based on how many claims are processed. Any company under the maximum rate, would likely fight any claims that would raise their rates. Again, this is how it works in the US.