Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Old 08-31-2009, 06:25 PM   #61
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
RonBoyd's Avatar
Join Date: Dec 2007
Location: Denver, Colorado
Posts: 6,144
Originally Posted by In-control View Post

We have 12 monthly columes. Each row is a spend catagory and on the bottom I have a sum for the month, goal and a variation cells. At the end of eah row I have the rolling sum over the 12 months, yearly goal and variation.

We front load any auto pay's, recurring payments into each monthly colum. Making small adjustments as we go. My SO has two checking accounts, one for big, occasional spends and one for the daily items. I fund each one based on our previous years run rate + inflation each month. I subtract that $ from a savings account that I fund at the begining of the year when a 5 yr cd expires, I have 5 years of living expenses in CD's.

Since the goal of this is to keep track of our daily budget I do not include investment $'s in the budget. I tract all of the other funds via my vanguard account. This combines all of my assest by class and is very simple.

Simply works best!

That sounds more like a Diary... and a lot of work at that. Why waste money purchasing Excel for that? In any event, I wholeheartedly agree, simple is best and certainly it is an honorable goal. If only (my) life were so.
"It's tough to make predictions, especially when it involves the future." ~Attributed to many
"In theory, there is no difference between theory and practice. But, in practice, there is." ~(perhaps by) Yogi Berra
"Those who have knowledge, don't predict. Those who predict, don't have knowledge."~ Lau tzu
RonBoyd is online now   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-31-2009, 10:16 PM   #62
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
I think this thread subconsciously made me decide to switch from an old fashioned checkbook register to a high tech google docs spreadsheet that will serve as the checkbook register. I wasn't sure why I didn't do it till now. It makes perfect sense though.
FUEGO is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Tools not working Khan Forum Admin 18 10-25-2008 11:53 AM
SWR Methodology csf13 FIRE and Money 13 06-29-2007 11:19 AM
New SWR estimation methodology: little help? brewer12345 FIRE and Money 30 01-10-2006 10:39 AM
Budgeting for and during ER wildcat Other topics 64 06-10-2005 04:09 PM
Yard sale methodology and etiquette cute fuzzy bunny Other topics 28 03-15-2004 01:59 PM

» Quick Links

All times are GMT -6. The time now is 08:33 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.