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What do you pay for healthcare premiums
09-13-2014, 02:22 PM
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#1
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,153
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What do you pay for healthcare premiums
Just got notice from the city of chicago that my retiree healthcare premium is going up to 1375 a month. This essentially doubling from 750 only two years ago. Of course I am one of those hated public employees!
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What do you pay for healthcare premiums
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09-13-2014, 02:54 PM
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#2
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Recycles dryer sheets
Join Date: Jul 2012
Posts: 281
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What do you pay for healthcare premiums
 Quote:
Originally Posted by ripper1
Just got notice from the city of chicago that my retiree healthcare premium is going up to 1375 a month. This essentially doubling from 750 only two years ago. Of course I am one of those hated public employees!
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For how many people? I think mine is $190 a month for one, I'll have to check.
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09-13-2014, 03:05 PM
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#3
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Moderator Emeritus
Join Date: Apr 2011
Location: The Woodlands, TX
Posts: 16,889
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Me:
Medicare - $104.00
Supplemental Ins. - $230.00
Part D drug plan - $30.00
That's $364.00 per month
Add DW and double it.
(No employer benefit) 
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09-13-2014, 03:07 PM
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#4
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Recycles dryer sheets
Join Date: Nov 2010
Location: Earth
Posts: 334
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$400.00/month for two includes medical, dental, and vision.
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09-13-2014, 03:17 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,153
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Quote:
Originally Posted by Cassie
For how many people? I think mine is $190 a month for one, I'll have to check.
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Just me and the misses.
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09-13-2014, 03:18 PM
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#6
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Full time employment: Posting here.
Join Date: May 2011
Posts: 873
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DH retires in January 2015. We currently pay $275 for dental, health and vision. When he retires we will be paying around $1,300 a month. Like a house note but we need it so it is in the budget.
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09-13-2014, 03:18 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,153
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So far I got everybody beat by a mile.
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09-13-2014, 03:19 PM
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#8
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Full time employment: Posting here.
Join Date: May 2007
Posts: 944
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Single retired Fed - $110 a month for HDHP plan which contributes $62.50/month back to my HSA. I plan to switch back to a non-HDHP plan when I reach 65, and the monthly cost is about the same. The tax benefit of the HSA along with the plan contribution to my HSA more than covers the deductible. Since retiring in 2008, I have made a few $$ each year from my health plan.
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09-13-2014, 03:19 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,153
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Quote:
Originally Posted by ripper1
So far I got everybody beat by a mile.
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BTW, no dental included.
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09-13-2014, 03:30 PM
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#10
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Thinks s/he gets paid by the post
Join Date: Jul 2012
Location: Texas
Posts: 2,805
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I have megacorp pre-medicare retiree health coverage: $127/mo for BCBS HDHP, $1.5K deductible, 10%/20% coinsurance, $3K out-of-pocket max. DW is still employed for a few more years. She has similar pre-medicare retiree coverage which will be around $400/mo. My premium went up 9% from last year.
__________________
Retired at 52 in July 2013. On to better things...
AA: 55% stock, 15% real estate, 27% bonds, 3% cash
WR: 2.7% SI: 2 pensions, some rental income, SS later
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09-13-2014, 03:36 PM
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#11
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Thinks s/he gets paid by the post
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,155
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Medicare for two = $108
Supplemental paid by Air Force = $0
Covers everything Medicare covers, i.e. no dental. I think a vision exam every two years, not sure about that.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
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09-13-2014, 03:43 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Mar 2010
Location: Chicago
Posts: 1,153
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I should have mentioned that I was looking for early retirees between the ages of 55 and 64. It seems this is the age group that gets hit the hardest.
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09-13-2014, 03:47 PM
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#13
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Recycles dryer sheets
Join Date: Oct 2010
Posts: 392
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$1400 a month for two (late 50s),4K deductible. Welcome to Boston, highest rates in the nation. I do have to add that right now we are paying nothing, we are on Medicaid, as they could not process our application due to website issues. Back to 1400 a month in January. BTW - Medicaid is AWFUL.
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09-13-2014, 03:47 PM
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#14
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Recycles dryer sheets
Join Date: Aug 2012
Posts: 294
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$724 monthly for a COBRA high deductible policy for two of us ($1500 deductible per person, 80% paid after deductible, $9000 max out of pocket.) No dental, no vision. Still have seven years until we need to switch to a Medicare and supplemental plan. After COBRA runs out in 18 months, we'll see what's out there in the Washington state exchange.
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09-13-2014, 04:12 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Apr 2005
Location: Midwest
Posts: 2,828
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57. Zero other than co-pays and deductables. Retired military.
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09-13-2014, 04:16 PM
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#16
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Thinks s/he gets paid by the post
Join Date: Oct 2010
Posts: 2,369
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Ms G and I spend $916 a month $3500 deductible 80/20 PPO with BCBS. Just got this good news yesterday. Retired age 54 now age 63 Ms G is much younger.
__________________
For me experiences are not good or bad, just different
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09-13-2014, 04:22 PM
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#17
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Administrator
Join Date: Jul 2005
Location: N. Yorkshire
Posts: 32,559
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The 2 of us are in our late 50's. $383 / month, retiree insurance, does not include dental.
__________________
Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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09-13-2014, 04:23 PM
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#18
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Thinks s/he gets paid by the post
Join Date: May 2011
Location: South Eastern USA
Posts: 1,061
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$531 a month for a family of four.
Includes:
Medicare Part B for DW
Retiree Medical insurance for two kids and me
Supplemental Medical for DW
Dental
Vision
__________________
All that glitters is not gold. -G. Chaucer, W. Shakespeare
All that is gold does not glitter. -J.R.R. Tolkien
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09-13-2014, 04:25 PM
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#19
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Thinks s/he gets paid by the post
Join Date: Feb 2011
Location: West Tx
Posts: 1,383
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My husband pays nothing (former state employee), when I retire and get on his plan, it will be $330 monthly for me.
Sent from my iPad using Early Retirement Forum
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09-13-2014, 04:30 PM
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#20
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Recycles dryer sheets
Join Date: Sep 2007
Posts: 464
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$1,220 per month for husband and wife, Covered CA, Blue Shield Gold, no deductible.
Sent from my iPad using Early Retirement Forum
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