the toiltet isn't that much of a ripoff, get much better use out of it than purse, which can easily cost much more. isn't new york city a sick place? but if you are rich or wealthy depends upon the cost of living in your area and also your own perception. For NYC I feel that I am well off maybe even wealthy if I look at the big picture and not just a small little world of people I went to school with, husband's co-workers etc. I am also not tied down to the notion of living in Manhattan for the rest of my life. If you are have just a million dollars in NYC I don't think that you are wealthy or rich. A few million, well off enough, and five million then you are set. But for New York I really consider ten million plus to be the defining mark, and I absolutely don't meet that by far, and that would just be on the lower scale of wealthy. However, I don't really care as I can take my money and go live somewhere else very nicely and be the big fish in a little pond. I am not one of those rich Manhattan kids that grew up with uber wealth, went to the right private schools (for high school but kindergarden is even important to these people). But I am honestly glad that I am not as I enjoy life, don't get plastic surgery every year, have an eating disorder, a toy dog I carry around and an inability to form meaningful relationships. This sounds cruel on my part, but something about the very wealthy can be sickening if you fall into the trap of it all. Of course not all of them are like this, but walk around the upper east side of manhattan and you can see the plastic surgery victims and all sorts of weirdness.
There really is something to be said for earning enough money to retire early, not stress too much and not fall into the trap of more more more money. After a point, how much do you really need?