It's the oddest thing. All calculators say I'm way over 100%, and I've lost track of how many I've run. I'm even deep, deep into Otar's "Green Zone". Yet, here I am typing this from home because I got up this morning and said I just can't go in to work. On one hand, only have about 6 months to go, don't work Mondays (today would have been the last exception), and have every other Friday off. Even more, the work itself has become easier than ever the last few months. With all that, it's not enough, my emotional investment is just gone.
So why am I insisting on staying another 6 months? I think it's that intangible psychological aspect regarding security that's different for each one of us. Some people might say, "you're crazy to be this burned out, have made it financially, and yet still force yourself to work another 6 months." But I don't think it's that easy for any one person. Midpack's point states this perfectly to me:
Exactly, and even with 100% success, I have all sorts of contingency plans.
Yea, all online health calculators state I'll live to be about 95. They don't account for my luck, however, and with that included I'll kick the bucket the weekend before I quit working....
So why am I insisting on staying another 6 months? I think it's that intangible psychological aspect regarding security that's different for each one of us. Some people might say, "you're crazy to be this burned out, have made it financially, and yet still force yourself to work another 6 months." But I don't think it's that easy for any one person. Midpack's point states this perfectly to me:
+1. I needed more than a 100% success rate to have the "confidence to retire." But there is no right answer, each of us has to make the call for ourselves. And some have contingency plans, going back to work or some other income source, while others have to rely on their nest egg alone.
Exactly, and even with 100% success, I have all sorts of contingency plans.
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When I retired at age 58 I believed the value of the next few years of retirement was far greater than the value of adding to my nest egg by continuing to work. Nine years into retirement I'm even more convinced of that belief. That was reinforced over the 4th of July weekend when my best friend growing up died of a heart attack at age 67. He was still working...
Yea, all online health calculators state I'll live to be about 95. They don't account for my luck, however, and with that included I'll kick the bucket the weekend before I quit working....
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