What is your age and AA?

[ambition187]

23,

75% domestic equity
25% emerging markets

ETFs, taxable. starting Roth and 401k with new job soon

 

[kjrn]

53 & 61

Currently 40/40/20 stock/bond/cash
Target 60/30/10 or so

75% TIRA/5% ROTH/20% after tax

I'm giving retirement a trial run. May go back PT in August after youngest leaves for college. I'll be more prone to do so if the market tanks.

DH is winding own business down -- considers it PT at this point.

Guess we're sort of easing in to retirement...

kj

 

[mathjak107]

55 for myself 57 for spouse

we use a rather unorthodox allocation method

money we will need over the next 6-7 years 100% cd's money markets, short term bonds

7-14 years, 100% laddered treasury bonds, unlisted reit paying 8.5%, bond funds of assorted types. thinking of adding an index linked annuity with guaranteed floors as a kicker to income

15 yrs plus 75% stock funds 25% strategic bond funds, real return funds, commoditiy funds

 

[NinjaPigeon]

29

~40% international
20% large cap
20% mid cap
20% small cap

 

[youbet]

55 for myself 57 for spouse

we use a rather unorthodox allocation method

money we will need over the next 6-7 years 100% cd's money markets, short term bonds

7-14 years, 100% laddered treasury bonds, unlisted reit paying 8.5%, bond funds of assorted types. thinking of adding an index linked annuity with guaranteed floors as a kicker to income

15 yrs plus 75% stock funds 25% strategic bond funds, real return funds, commoditiy funds

mathjac107...... So what is your overall AA? It sounds like you carry a high percentage of cash/cash equivalents as a percentage of your total portfolio.

 

[youbet]

Self 59, DW 60.

About one year into ER.

Equity 65%
Fixed 30%
Cash 5%

 

[Hydroman]

Age 50, DW Age 51, both working FT

2 Children
--Age 20 will be starting 2nd year of college
--Age 18 graduating from high school Will start college in Fall

Own home mortgage free (not included in AA)
100% debt free

31% Cash (after tax accounts)
50% Stock Mutual Funds (tax deferred including 401K, Rollover IRA and Roth IRA)
---65% US, 35% International
19% Real Estate (land)

ER target no later then 5 years with no pensions.